Bank · FDIC insured
Northeast Bank CD Rates
Northeast Bank’s best CD rate is 2.50% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Northeast Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Northeast Bank has the most branches. $10,000, best rate first.
This bank’s best
Northeast Bank
2.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $250
Certificates of Deposit (CDs)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Northeast Bank CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo2.31%
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.40%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northeast Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 2.50%APY · 7 terms
Rates do not apply to CDs of $100,000 or greater. Early withdrawals subject to penalty. No setup or maintenance fees. $20 fee if account is closed within 3 months of opening.
| Term | APY · $1,000 – $10,000 | APY · $10,000 – $100,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsCompounding and crediting frequency at Maturity. 3 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.12% | 2.22% | 2.22%2.12% $1k–$10k | $55 |
| 6 monthsCompounding and crediting frequency at Maturity. 3 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.21% | 2.31% | 2.31%2.21% $1k–$10k | $115 |
| 12 monthsCompounding and crediting frequency at Maturity. 6 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.40% | 2.50% | 2.50%2.40% $1k–$10k | $250 |
| 24 monthsCompounding and crediting frequency Annually & at Maturity. 6 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.40% | 2.50% | 2.50%2.40% $1k–$10k | $506 |
| 36 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.30% | 2.40% | 2.40%2.30% $1k–$10k | $737 |
| 48 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.20% | 2.30% | 2.30%2.20% $1k–$10k | $952 |
| 60 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to CDs of $100,000 or greater | 2.10% | 2.20% | 2.20%2.10% $1k–$10k | $1,149 |
Sources (3)
- nebankmn.com/personal/savings
- nebankmn.com/personal/savings/certificates-of-deposit
- nebankmn.com/rates
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 2.50%APY · 6 terms
Available as Traditional and Roth IRA options. Rates do not apply to Jumbo Certificates. Early withdrawals subject to penalty. No setup fees; no monthly or annual maintenance fees. $50 fee if account is closed within three years of opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounding and crediting frequency Annually & at Maturity. 6 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.50% | $250 |
| 18 monthsCompounding and crediting frequency Annually & at Maturity. 6 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.50% | $377 |
| 24 monthsCompounding and crediting frequency Annually & at Maturity. 6 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.50% | $506 |
| 36 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.40% | $737 |
| 48 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.30% | $952 |
| 60 monthsCompounding and crediting frequency Annually & at Maturity. 12 month loss of interest penalty for early withdrawal. Rates do not apply to Jumbo Certificates | 2.20% | $1,149 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.