Credit union · NCUA insured
600 Atlantic FCU
A $39.3M credit union headquartered in Boston, MA, with 1,452 members and 1 branch in Massachusetts. Best rates: CDs 4.03% and savings 0.25% APY.
600 Atlantic FCU Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#51 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 600 Atlantic FCU
Established in 1946 as Federal Reserve Boston Employees Federal Credit Union, 600 Atlantic Federal Credit Union is a member-owned institution headquartered in Boston, Massachusetts.
Originally founded to serve Federal Reserve Bank of Boston employees, the credit union adopted its current name in 2008 after expanding membership to tenant firms in the building.
- Headquarters
- 600 Atlantic Ave, Boston, MA 02210
- NCUA charter
- 5256
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Federal Reserve Bank or tenant firms working in the Federal Reserve Bank building are eligible for membership.
Family and household
- Family members of eligible employees are eligible for membership.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- 600 Atlantic Federal C.U.Main office600 Atlantic Ave, Boston, MA 02210Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.62% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.77% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio13.62%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.77%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 600 Atlantic FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.