Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 991–1005 of 4,638 results
- FreeStar Financial Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000with conditionsRequirements
Product: Renew automatically on maturity date for the same or like term at current rate. 10-day grace period to withdraw or make changes before early withdrawal penalty applies. Early withdrawal penalty: Less than 1 year or 1 Year: 90 days of interest; 2 Years: 180 days of interest; 3-5 Years: 270 days of interest; 5+ Years: 360 days of interest.
Qualified rate · 3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - Community West Credit UnionCertificate of DepositCD · 24–35 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APYRequirements
Product: Penalty may be imposed for early withdrawal. Add-on CDs available.
Offer: Penalty may be imposed for early withdrawal.
3.69% interest rate · Effective Oct 16, 2026
Rate checked
More details - St. Thomas Credit UnionShare Certificate DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Interest posted at maturity. Fixed interest rate. Dividends posted at maturity. Early withdrawal penalty may apply.
Offer: Interest posted at maturity.
3.75% interest rate · Effective Jun 1, 2026
Rate checked
More details - Citizens BankCertificates of Deposit (CDs)CD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Effective Oct 1, 2026
Rate checked
More details - Allegiance Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $500 minimum to open regular share certificates. An early withdrawal penalty may apply if principal is withdrawn before maturity. Account fees could reduce earnings. ACU membership required.
3.69% interest rate · Effective Sep 23, 2026
Rate checked
More details - Energize Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly. Penalty for early withdrawal. Maximum deposit limit of $300,000. Jumbo bonus offers +5 bps over $50,000 and +10 bps over $100,000 (does not apply to 13-month special). Rate match available up to 25 bps against competitors.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies. Competitor rate match up to 25 bps. Jumbo bonus of +5 bps for balances over $50,000 and +10 bps over $100,000.
Promotional rate · 3.70% interest rate · Compounded quarterly · Balance cap $300,000
Rate checked
More details - Dubois-Pike Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Available to members of Dubois-Pike Federal Credit Union. Membership savings account required. Not eligible for online opening. Penalty for early withdrawal. Non-renewable.
Offer: Penalty for early withdrawal. Non-renewable. Membership savings account required. Not eligible for online opening.
3.70% interest rate · Effective Jul 18, 2025
Rate checked
More details - Garrett State BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Certificate terms from 91 days to 60 months. Fixed rates and rate bump options available. Early withdrawal penalty may apply.
Offer: 24 Month Regular. Early withdrawal penalty may be imposed.
3.70% interest rate
Rate checked
More details - Newburyport BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Fees may reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - Pentucket BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Fees could reduce earnings.
Offer: Substantial penalty for early withdrawal. Fees could reduce earnings.
3.68% interest rate · Effective Oct 15, 2026
Rate checked
More details - BankGloucesterCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: No account fees; no penalty for interest withdrawal. Early withdrawal penalty applies. Deposits insured in full.
Offer: Monthly compounding.
3.64% interest rate
Rate checked
More details - Park Side Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
3.69% interest rate
Rate checked
More details - Bank of BuffaloCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,0003.70% interest rate · Effective Oct 6, 2026
Rate checked
More details - Partner Colorado Credit UnionRegular Certificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: CD earning rates are fixed. A penalty will be imposed for early withdrawal (90 days interest for terms <= 12 months, 180 days interest for terms > 12 months).
Offer: Early withdrawal penalty is 180 days of interest.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Fidelis Catholic Credit UnionShare CertificatesCD · 24–35 months
Credit union · Add a location to see nearby branches
3.75%APYRequirements
Product: Membership eligibility applies. Fees or withdrawals may reduce earnings. APY and interest rates may change after account opening.
Offer: Compounded monthly.
3.69% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,638 CDs at 4,044 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank