Credit union · NCUA insured
Park Side Credit Union
A $389.1M credit union headquartered in Whitefish, MT, with 30,171 members and 8 branches in Montana. Best rates: CDs 4.25% and savings 0.50% APY.
Park Side Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#2 of 7 in Kalispell, MT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Park Side Credit Union
Park Side Credit Union was founded in 1965 to serve employees of the Great Northern Railroad and their family members.
After securing a state charter in 2013, it expanded its field of membership to serve eleven counties across Montana.
- Headquarters
- 1300 Baker Ave, Whitefish, MT 59937-2988
- NCUA charter
- 68647
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, or attending school in Flathead, Glacier, Toole, Liberty, Lincoln, Lake, Sanders, Mineral, Missoula, Ravalli, and Beaverhead Counties is eligible for membership.
Family and household
- Spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relations of current members are eligible for membership.
Cost to join
- Opening an individual account requires $5.
- Opening a child account requires $5.
Branches
8 branches in Montana
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Montana
8 branches
Kalispell area · 5
- WhitefishMain office1300 Baker Ave, Whitefish, MT 59937Directions
- Big Fork8111 Hwy 35, Bigfork, MT 59911Directions
- Columbia Falls1710 9th St W, Columbia Falls, MT 59912Directions
- Evergreen2181 US Highway 2 E Ste 10, Kalispell, MT 59901Directions
- Kalispell Sunset660 Sunset Blvd, Kalispell, MT 59901Directions
Missoula area · 3
- Brooks4055 Brooks St Ste C, Missoula, MT 59804Directions
- Great Northern2300 Great Northern Ave, Missoula, MT 59808Directions
- West Broadway320 W Broadway St Ste B, Missoula, MT 59802Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.20% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.68% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $77 | $76 | — |
- CapitalNet worth ratio9.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.20%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.68%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$77Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Park Side Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.