Credit union · NCUA insured
Park Side Credit Union CD Rates
Park Side Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Park Side Credit Union’s CD rates compare
Compared with banks and credit unions near Kalispell, MT, where Park Side Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park Side Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
Whitefish Credit Union
3.90%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $490
Park Side Credit Union CD score
89
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Side Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
Up to 4.25%APY · 3 terms
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
| Term | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.75% | — | —3.75% from $50k | — |
| 12 months | — | 4.25% | —4.25% from $100k | — |
| 18 months | — | 4.00% | —4.00% from $100k | — |
Sources (1)
- parksidefcu.com/rates · captured Oct 15, 2026
Share Certificate
Up to 4.25%APY · 5 terms
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.75% | $186 |
| 12 months | 4.25% | $425 |
| 18 months | 4.00% | $606 |
| 24 months | 3.75% | $764 |
Sources (1)
- parksidefcu.com/rates · captured Oct 15, 2026
Share Certificate Step Up
3.50%APY · 2 terms
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 3.50% | $1,087 |
| 60 months | 3.50% | $1,877 |
Sources (1)
- parksidefcu.com/rates · captured Oct 15, 2026
Special-purpose accounts
Youth Certificate
4.50%APY · 1 term
Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.50% | $450 |
Sources (1)
- parksidefcu.com/rates · captured Oct 15, 2026
Who can join Park Side Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, or attending school in Flathead, Glacier, Toole, Liberty, Lincoln, Lake, Sanders, Mineral, Missoula, Ravalli, and Beaverhead Counties is eligible for membership.
Family and household
- Spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relations of current members are eligible for membership.
Cost to join
- Opening an individual account requires $5.
- Opening a child account requires $5.
Membership information collected October 4, 2026.