Credit union · NCUA insured
Partner Colorado Credit Union CD Rates
Top CarrotPartner Colorado Credit Union’s best CD rate is 4.05% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Partner Colorado Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Partner Colorado Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Partner Colorado Credit Union
4.05%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,196
Regular Certificate of Deposit (CD)
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Partner Colorado Credit Union CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo4.05%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partner Colorado Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificate of Deposit (CD)
Up to 4.05%APY · 8 terms
CD earning rates are fixed. A penalty will be imposed for early withdrawal (90 days interest for terms <= 12 months, 180 days interest for terms > 12 months).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty is 90 days of interest | 3.75% | $186 |
| 7 months7 Month CD Special. Upon maturity, reverts to a regular 12-month CD at the APY in effect at the time. Early withdrawal penalty is 90 days of interest | 4.00% | $231 |
| 12 monthsEarly withdrawal penalty is 90 days of interest | 3.75% | $375 |
| 13 months13 Month Liquid CD. Withdraw up to 50% of original balance before maturity with no early withdrawal penalty; withdrawals over 50% subject to penalty (180 days interest). Upon maturity, reverts to a regular 12-month CD | 3.55% | $385 |
| 24 monthsEarly withdrawal penalty is 180 days of interest | 3.75% | $764 |
| 36 monthsEarly withdrawal penalty is 180 days of interest | 3.85% | $1,200 |
| 48 monthsEarly withdrawal penalty is 180 days of interest | 3.95% | $1,676 |
| 60 monthsEarly withdrawal penalty is 180 days of interest | 4.05% | $2,196 |
Sources (3)
- partnercoloradocu.org/resource…rces/rates/savings-rates
- partnercoloradocu.org/accounts…tificates-of-deposit-cds
- partnercoloradocu.org/cd-special
All captured Oct 15, 2026
Jumbo Certificate of Deposit (CD)
Up to 3.85%APY · 3 terms
Higher-earning Jumbo certificates for balances of $100,000 or more, or $25,000 for Mini Jumbo Liquid CD. Penalty assessed on early withdrawals (90 days interest for <= 12 months, 180 days interest for > 12 months).
| Term | APY · $25,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsREG only (regular certificate). Early withdrawal penalty is 90 days of interest | — | 3.85% | —3.85% from $100k | — |
| 12 monthsEarly withdrawal penalty is 90 days of interest | — | 3.85% | —3.85% from $100k | — |
| 13 months13 Month Mini Jumbo Liquid CD. Withdraw up to 50% of original balance before maturity with no early withdrawal penalty; withdrawals over 50% subject to penalty (180 days interest). Upon maturity, reverts to a regular 12-month CD | 3.65% | — | —3.65% from $25k | — |
Sources (3)
- partnercoloradocu.org/resource…rces/rates/savings-rates
- partnercoloradocu.org/accounts…tificates-of-deposit-cds
- partnercoloradocu.org/cd-special
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 4.05%APY · 8 terms
IRA options include Traditional IRA, Roth IRA, and SEP IRA. IRA certificates are subject to early withdrawal penalties (90 days interest for <= 12 months, 180 days interest for > 12 months) and may be subject to additional early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty is 90 days of interest plus potential additional IRA early withdrawal penalties | 3.75% | $186 |
| 7 months7 Month CD Special. Upon maturity, reverts to a regular 12-month CD at the APY in effect at the time. Early withdrawal penalty is 90 days of interest plus potential additional IRA early withdrawal penalties | 4.00% | $231 |
| 12 monthsEarly withdrawal penalty is 90 days of interest plus potential additional IRA early withdrawal penalties | 3.75% | $375 |
| 13 months13 Month Liquid CD. Withdraw up to 50% of original balance before maturity with no early withdrawal penalty; withdrawals over 50% subject to penalty (180 days interest). Upon maturity, reverts to a regular 12-month CD. IRA certificates may be subject to additional early withdrawal penalties | 3.55% | $385 |
| 24 monthsEarly withdrawal penalty is 180 days of interest plus potential additional IRA early withdrawal penalties | 3.75% | $764 |
| 36 monthsEarly withdrawal penalty is 180 days of interest plus potential additional IRA early withdrawal penalties | 3.85% | $1,200 |
| 48 monthsEarly withdrawal penalty is 180 days of interest plus potential additional IRA early withdrawal penalties | 3.95% | $1,676 |
| 60 monthsEarly withdrawal penalty is 180 days of interest plus potential additional IRA early withdrawal penalties | 4.05% | $2,196 |
Jumbo IRA Certificate of Deposit (CD)
Up to 3.85%APY · 2 terms
Jumbo IRA certificates for balances of $100,000 or more, or $25,000 for Mini Jumbo Liquid CD. Penalty assessed on early withdrawals (90 days interest for <= 12 months, 180 days interest for > 12 months) and may be subject to additional early withdrawal penalties. Note: 6 Months term is REG only.
| Term | APY · $25,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsEarly withdrawal penalty is 90 days of interest plus potential additional IRA early withdrawal penalties | — | 3.85% | —3.85% from $100k | — |
| 13 months13 Month Mini Jumbo Liquid CD. Withdraw up to 50% of original balance before maturity with no early withdrawal penalty; withdrawals over 50% subject to penalty (180 days interest). Upon maturity, reverts to a regular 12-month CD. Subject to IRA early withdrawal penalties | 3.65% | — | —3.65% from $25k | — |
Sources (3)
- partnercoloradocu.org/resource…rces/rates/savings-rates
- partnercoloradocu.org/accounts…tificates-of-deposit-cds
- partnercoloradocu.org/cd-special
All captured Oct 15, 2026
Who can join Partner Colorado Credit Union
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