Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1201–1215 of 3,160 results
- Autotruck Financial CUShare Certificate AccountsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Dividend period for all accounts is quarterly. A penalty will be imposed for early withdrawal.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Legacy Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Membership eligible to those who live, work, worship, or attend school in the 7-county Greater Birmingham area. Fixed rate guaranteed for term. Early withdrawal penalty applies. Additional deposits not permitted during term. Minimum opening deposit $500.
Effective Oct 4, 2026
Rate checked
More details - NEW MILLENNIUM BANKCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Fixed Rate. $500.00 Minimum to open and obtain APY. Interest compounded daily, credited monthly. Penalties may apply to early withdrawals. 4 Month CD & 10 Month CD are not offered for a new account.
Offer: Fixed Rate. $500.00 Minimum to open and obtain APY. Penalties may apply to early withdrawals.
3.44% interest rate · Compounded daily · Effective Sep 28, 2026
Rate checked
More details - Progressions Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Dividends can be paid to the certificate or transferred to savings or checking account monthly.
Effective Oct 1, 2026
Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - Market USA Federal Credit UnionCertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Minimum deposit for most certificates is $500 ($100 for 12 Month Accumulator). Preferred rates require eStatements (and direct deposit of net pay / at least $500/month for standard terms). Dividends are compounded daily and credited monthly.
Offer: Preferred APY includes a 0.35% premium. Direct deposit and eStatements are required to receive this premium. APY will decrease if you discontinue these services.
Compounded daily · Effective Oct 3, 2026
Rate checked
More details - Forbright BankBranch Certificates of DepositCD · 18–23 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APYRequirements
Product: Available at branch locations. Interest calculated daily and credited quarterly. Early withdrawal penalties apply. Paper statements provided at no charge.
3.44% interest rate · Effective Oct 3, 2026
Rate checked
More details - Maine State Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Rates are fixed for the term of the account. Assumes dividends remain on deposit until maturity. Early withdrawal penalty may be imposed and will reduce earnings. Certificates renew at maturity with a 10-day grace period. Subject to membership eligibility. Must be opened with qualifying new money (funds not currently on deposit, or in combination with new money of $20,000+ to fund certificates in excess of $20,000).
3.45% interest rate · Effective Sep 24, 2026
Rate checked
More details - Rockland Savings BankRSB 18-Month CertificateCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
Offer: All interest must remain on deposit for twelve months to obtain disclosed APY. Early withdrawal penalty may apply. Daily balance method used to calculate interest.
3.39% interest rate · Effective Aug 6, 2026
Rate checked
More details - 3.50%APY$530 over 18 months on $10,000
Requirements
Product: Available In Branch or through banking teams. Automatically renews at maturity.
Offer: Fixed rate for 18 months. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.45% interest rate · Effective Sep 17, 2026
Rate checked
More details - Jeanne D'Arc Credit UnionCertificates of DepositCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000intro rateRequirements
Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.
Offer: Special Offer.
Promotional rate · 3.45% interest rate · Effective Sep 21, 2026
Rate checked
More details - CS Credit UnionSpecial Share CertificateCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Limited time special rate. Variable rate accounts; rates adjusted at the discretion of the Board of Directors and subject to change at any time. Early withdrawal penalty is loss of 90 days dividends.
Offer: Limited time Special rate. Early withdrawal penalty is loss of 90 days dividends. Variable rate.
3.44% interest rate · Effective May 1, 2026
Rate checked
More details - Cross RiverCertificate of Deposit - BranchCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Subject to penalty for early withdrawal. Rates are subject to change at any time.
3.44% interest rate · Effective Dec 17, 2025
Rate checked
More details - Tru-Fi Credit UnionTru Certificates of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: CD terms 36, 48 & 60 months offer a one-time setup. Automatic renewal or transfer to share at maturity. Dividend rates are compounded and credited monthly. Closing the certificate or withdrawing funds prior to maturity will result in a loss of earnings and/or penalties.
3.45% interest rate · Effective Jul 1, 2026
Rate checked
More details - Cornerstone BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$530 over 18 months on $10,000Requirements
Product: Rates guaranteed for length of term. Penalty for early withdrawal. CDs that auto-renew with balances less than $500.00 will not earn interest. Available terms range from 6 months to 5 years.
Offer: Assumes principal and interest remain on deposit for 18 months.
3.44% interest rate · Effective Dec 1, 2025
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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