Credit union · NCUA insured
Progressions Credit Union CD Rates
Progressions Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Progressions Credit Union’s CD rates compare
Compared with banks and credit unions near Spokane, WA, where Progressions Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Progressions Credit Union
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $186
Certificates
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
Progressions Credit Union CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Progressions Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.75%APY · 5 terms
Early withdrawal penalties may apply. Dividends can be paid to the certificate or transferred to savings or checking account monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.75% | $375 |
| 18 months | 3.50% | $530 |
| 24 months | 2.47% | $500 |
| 36 monthsSpecial rate bump for 36 Month Term with at least a $25,000.00 minimum balance: one-time option to adjust APY to prevailing Progressions Credit Union APY for new certificates of identical terms without changing maturity date | 2.25% | $690 |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
Youth Certificates
1.00%APY · 1 term
Must be opened on account where primary member is 18 years or younger, co-owned by parent or legal guardian. One deposit per month allowed (minimum $25.00). Limit one youth certificate per member. Rolls over to regular youth certificate at maturity; transferred to primary share account at maturity once primary member reaches age 19.
| Term | APY · $100 – $2,000 | APY · Over $2,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsTier 1: applies to balances from $100.00 up to $2,000.00 | 4.50% | — | —4.50% $100–$2k | — |
| 12 monthsTier 2: stated blended APY range 4.50%-1.00% for portion of balance $2,000.01 or greater (earns 1.00% APY) | — | 1.00% | 1.00% | $100 |
IRA Certificates
Up to 3.75%APY · 5 terms
Early withdrawal penalties may apply. Dividends can be paid to the certificate or transferred to savings or checking account monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.75% | $375 |
| 18 months | 3.50% | $530 |
| 24 months | 2.47% | $500 |
| 36 monthsSpecial rate bump for 36 Month Term with at least a $25,000.00 minimum balance: one-time option to adjust APY to prevailing Progressions Credit Union APY for new certificates of identical terms without changing maturity date | 2.25% | $690 |
Sources (3)
All captured Oct 4, 2026
Who can join Progressions Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship or attend school in the state of Washington.
Military, government and schools
- Membership is open to individuals who work or are retired from the United States Postal Service (currently Eastern Washington and all of Idaho).
Family and household
- Membership is open to individuals who have a family member related by blood or marriage who is eligible.
Membership information collected October 4, 2026.