Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1366–1380 of 5,354 results
- MECUCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Dividends compounded quarterly; paid monthly will receive a check and will not compound.
3.75% interest rate · Compounded quarterly
Rate checked
More details - White Eagle Credit UnionTerm Share AccountsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Membership required ($25 deposit to purchase membership share; open to residents of Butler County, Harvey County, and adjacent counties). Early withdrawal penalties apply.
3.73% interest rate · Effective Mar 2, 2026
Rate checked
More details - Bonanza Valley State BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Interest credited quarterly. Early withdrawal penalties apply.
Offer: Penalties may apply for early withdrawal.
3.75% interest rate
Rate checked
More details - Electric Machinery Employees CUCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000intro rateRequirements
Offer: APYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply.
Promotional rate · Effective Aug 11, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Effective June 1, 2026
3.75% interest rate · Effective Jun 1, 2026
Rate checked
More details - Tompkins Employees FCUShare CertificateCD · 12 months · $500 min · 3.80%–3.95% by balance
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Accounts with a specific term earn the opening APY until maturity. Certificate automatically renews into like term at prevailing rate.
Effective Jan 15, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $25,000Your amount 3.80% $25,000 – $75,000 3.85% $75,000 and up 3.95% Rate checked
More details - Titan Federal Credit Union1 – Year Share CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000intro rateRequirements
Product: Offered for a limited time. Early withdrawal penalty of 90 days interest.
Offer: Minimum deposit amount of $500 and maximum deposit of $250,000. Early withdrawal penalty of 90 days interest applies before the 1 year term.
Promotional rate · 3.75% interest rate · Balance cap $250,000 · Effective Oct 1, 2025
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More details - Milton Savings BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Annual Percentage Yield assumes interest remains on deposit. A substantial penalty will be assessed for early withdrawal. Rates subject to change without notice. $2,500.00 deposit required for monthly or quarterly checks.
Offer: Annual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal.
3.76% interest rate · Effective Jun 8, 2026
Rate checked
More details - First State Bank of Campbell HillCertificates of DepositsCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,0003.75% interest rate · Effective May 1, 2025
Rate checked
More details - United Consumers Credit UnionCertificates of Deposit (CD)CD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Early withdrawals subject to penalty. No monthly maintenance fees.
Offer: Dividends compounded monthly and paid monthly. Early withdrawal penalties apply.
Compounded monthly · Balance cap $24,999.99
Rate checked
More details - SF Fire Credit UnionTerm CertificatesCD · 12 months · $250 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Dividends compounded daily and credited monthly and at maturity. Active and retired Fire Department employees qualify for a 0.10% APY rate bump on Term Certificates.
3.73% interest rate · Compounded daily · Effective Sep 9, 2026
Rate checked
More details - Pacific Horizon Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Allows deposits at any time. $500.00 Minimum.
3.74% interest rate
Rate checked
More details - Utah Heritage Credit UnionSavings CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Interest calculated by the daily balance method. No deposits or withdrawals allowed before maturity. Minimum opening deposit of $500.00. Early withdrawal penalty applies (90 days interest for terms 12 months or less; 180 days interest for terms 13 months or more; minimum penalty $15.00). Automatically renewed at maturity with a 10-day grace period.
3.74% interest rate · Compounded monthly · Effective Mar 26, 2026
Rate checked
More details - New Heights Federal Credit UnionShare Certificate of DepositCD · 12 months
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000intro rate - Bank of Star ValleyCertificates of DepositCD · 12 months · $250 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply.
Offer: Early withdrawal penalty may apply.
3.75% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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