Credit union · NCUA insured
Pacific Horizon Credit Union CD Rates
Top CarrotPacific Horizon Credit Union’s best CD rate is 4.00% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Pacific Horizon Credit Union’s CD rates compare
Compared with banks and credit unions near Provo, UT, where Pacific Horizon Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pacific Horizon Credit Union
4.00%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,167
Share Certificates
Top rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
Pacific Horizon Credit Union CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pacific Horizon Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 5 terms
Allows deposits at any time. $500.00 Minimum.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 12 months | 3.80% | $380 |
| 24 months | 3.90% | $795 |
| 36 months | 3.90% | $1,216 |
| 60 months1 Jump during 5-year term | 4.00% | $2,167 |
Sources (1)
- pacifichorizoncu.com/deposit-rates · captured Sep 16, 2026
Who can join Pacific Horizon Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Utah County who maintain a share account balance of $5.00.
Cost to join
- Members must maintain a share account balance of $5.00.
Membership information collected October 4, 2026.