Credit union · NCUA insured
New Heights Federal Credit Union
A $28.2M credit union headquartered in Logan, UT, with 2,173 members and 1 branch in Utah. Best rates: CDs 4.35% APY.
New Heights Federal Credit Union Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#7 of 15 in Logan, UT-ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Heights Federal Credit Union
Founded in 1963 in Smithfield, Utah as Logan Cache Rich Credit Union, New Heights Federal Credit Union was originally established to provide financial services to school teachers in Cache Valley.
Headquartered in Logan, Utah, the credit union serves local school districts, municipalities, and regional employers.
- Headquarters
- 72 E 700 N, Logan, UT 84321
- NCUA charter
- 24763
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- BATC employees are eligible for membership.
Military, government and schools
- Employees of Cache County are eligible for membership.
- Employees and students of Cache County School District are eligible for membership.
- Employees of Cache County Charter Schools are eligible for membership.
- Employees of Logan City are eligible for membership.
- Employees and students of Logan City School District are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Rich School District are eligible for membership.
- Employees of Smithfield City are eligible for membership.
Branches
1 branch in Utah
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Utah
1 branch
- New Heights Federal Credit UnionMain office72 E 700 N, Logan, UT 84321Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.91% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.93% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio14.91%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.93%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Heights Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.