Credit union · NCUA insured
Electric Machinery Employees CU CD Rates
Electric Machinery Employees CU’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How Electric Machinery Employees CU’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Electric Machinery Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Electric Machinery Employees CU
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAPYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply | 3.80% | $380 |
| 12 monthsFor new money deposits. APYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply | 4.00% | $400 |
Sources (1)
- emcu.org/rates.php · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 4.00%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAPYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply | 3.80% | $380 |
| 12 monthsFor new money deposits. APYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply | 4.00% | $400 |
Sources (1)
- emcu.org/rates.php · captured Sep 18, 2026
Who can join Electric Machinery Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Bokers in Minneapolis are eligible to join the credit union.
- Employees of Electric Machinery Co. in Minneapolis are eligible to join the credit union.
- Employees of Timmerman Finishing in Fridley are eligible to join the credit union.
Family and household
- Spouses and relatives of current credit union members are eligible to join.
Membership information collected October 4, 2026.