Credit union · NCUA insured
New Heights Federal Credit Union CD Rates
New Heights Federal Credit Union’s best CD rate is 4.35% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How New Heights Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Logan, UT-ID, where New Heights Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Heights Federal Credit Union
4.35%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,363
Share Certificate of Deposit
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
New Heights Federal Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Heights Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposit
Up to 4.35%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPromo Rate ($5,000 Min. New Deposit) | 4.25% | $425 |
| 12 monthsStandard Rate | 3.80% | $380 |
| 24 monthsPromo Rate ($5,000 Min. New Deposit) | 4.30% | $878 |
| 24 monthsStandard Rate | 3.85% | $785 |
| 36 monthsPromo Rate ($5,000 Min. New Deposit) | 4.35% | $1,363 |
| 36 monthsStandard Rate | 3.75% | $1,168 |
Who can join New Heights Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- BATC employees are eligible for membership.
Military, government and schools
- Employees of Cache County are eligible for membership.
- Employees and students of Cache County School District are eligible for membership.
- Employees of Cache County Charter Schools are eligible for membership.
- Employees of Logan City are eligible for membership.
- Employees and students of Logan City School District are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Rich School District are eligible for membership.
- Employees of Smithfield City are eligible for membership.
Membership information collected October 4, 2026.