Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1351–1365 of 5,354 results
- Frontwave Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Must be a member or qualify for membership to open a certificate. Early withdrawal subject to penalty. Automatically renews upon maturity at the current rate and term closest to standard terms unless other options selected. 7-day grace period.
Offer: Minimum opening deposit/balance of $1,000 required.
3.74% interest rate · Effective Sep 21, 2026
Rate checked
More details - Tangipahoa Parish Teachers’ Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Available to TPTCU members. The APY is fixed at the time of initial deposit to open or renew and will not change during term. APY assumes dividends remain in account until maturity. Early withdrawal will result in a forfeiture of 3 months of dividends.
Offer: 1 Year Share Certificate. Dividends compounded and credited quarterly.
3.75% interest rate
Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 12 months
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
Offer: Current deposits
3.77% interest rate · Effective Sep 1, 2026
Rate checked
More details - First Security Bank of Deer LodgeCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Early withdrawal penalty of 3 months interest if term is less than 1 year, or 6 months interest if term is greater than 1 year. Fees may reduce earnings on deposit accounts.
Offer: 12 Month term special CD rate. $1,000 minimum balance required to open account.
3.75% interest rate · Effective Sep 23, 2026
Rate checked
More details - Homewood Federal Savings BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000intro ratePromotional rate · 3.68% interest rate · Effective Nov 11, 2025
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.73% interest rate · Effective Dec 18, 2025
Rate checked
More details - Sunrise BanksCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: No monthly fees. FDIC insured up to $250,000. Account subject to early withdrawal penalties if closed prior to maturity. Penalty equals: 7 days interest if withdrawal within first 6 days; 90 days interest if CD term <= 1 year; 180 days interest if CD term <= 2 years; 365 days interest if CD term > 2 years. APY assumes interest remains on deposit until maturity. Additional term lengths (3, 24, 36, 48, 60-months) available by contacting a banker.
Offer: No additional deposits allowed during term, or one deposit between $500 and $50,000 allowed per footnote. Option to exchange interest rate one time during term.
3.75% interest rate
Rate checked
More details - Fayette Federal Credit UnionShare Certificate / CD (12 Month CD)CD · 12 months · 3.29%–3.80% by balance
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies. Certificates are compounded quarterly. Minimum deposit requirement to open a certificate.
Offer: Under $10k. 3.25% APR. Compounded quarterly. Early withdrawal penalty applies.
3.25% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Certificate / CD (12 Month CD) Balance APY Up to $10,000 3.29% $10,000 and upYour amountOver $10k. 3.75% APR. 3.80% Rate checked
More details - Advanz Credit UnionTerm CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000intro rateRequirements
Product: $500 minimum. Terms range from 6 to 60 months. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater (including aggregate or recent aggregate deposit of $100,000). Dividends on 6 month Certificates are paid and compounded semiannual at maturity; all other Certificates are paid and compounded quarterly. Automatic renewals.
Offer: Dividends paid and compounded quarterly.
Promotional rate · 3.75% interest rate · Compounded quarterly · Effective Jul 1, 2025
Rate checked
More details - Bank of ClarksonCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Terms available from 91 days to 48 months. $500.00 minimum to open. Fixed interest rate on daily balance until maturity. Terms less than 9 months have interest accrued daily and compounded at maturity; terms of 9 months or greater have interest accrued daily and compounded quarterly. Early withdrawal penalty may apply. CD automatically renews for the same term with a 10-day grace period.
Offer: 12-Month CD. Minimum balance to obtain APY is $500.00. Assumes interest remains on deposit until maturity. Early withdrawal penalty may be imposed. Automatically renews for the same term with a 10 calendar day grace period.
Compounded quarterly · Effective Jun 16, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: No monthly maintenance fee; penalties exist for early withdrawals.
3.75% interest rate · Effective Aug 24, 2026
Rate checked
More details - Five Star Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.74% interest rate
Rate checked
More details - Azalea City Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 12 Months
Rate checked
More details - Tru-Fi Credit UnionTru Certificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: CD terms 36, 48 & 60 months offer a one-time setup. Automatic renewal or transfer to share at maturity. Dividend rates are compounded and credited monthly. Closing the certificate or withdrawing funds prior to maturity will result in a loss of earnings and/or penalties.
3.74% interest rate · Effective Jul 1, 2026
Rate checked
More details - Security Bank and Trust CompanyCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
3.75% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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