Bank · FDIC insured
Sunrise Banks CD Rates
Sunrise Banks’s best CD rate is 3.80% APY on a 1-year CD. Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Sunrise Banks’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Sunrise Banks has the most branches. $10,000, best rate first.
This bank’s best
Sunrise Banks
3.80%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $380
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 2 terms
No monthly fees. FDIC insured up to $250,000. Account subject to early withdrawal penalties if closed prior to maturity. Penalty equals: 7 days interest if withdrawal within first 6 days; 90 days interest if CD term <= 1 year; 180 days interest if CD term <= 2 years; 365 days interest if CD term > 2 years. APY assumes interest remains on deposit until maturity. Additional term lengths (3, 24, 36, 48, 60-months) available by contacting a banker.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo additional deposits allowed during term, or one deposit between $500 and $50,000 allowed per footnote. Option to exchange interest rate one time during term | 3.29% | $163 |
| 12 monthsNo additional deposits allowed during term, or one deposit between $500 and $50,000 allowed per footnote. Option to exchange interest rate one time during term | 3.80% | $380 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.