Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results
- First Federal of Greene or FFGCCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: For current rates click the button or call the rate line at (724) 852-2593 or (800) 367-4263. Can be used as collateral for share loans to borrow up to 90% of available balance.
4.30% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$435 over 1 year on $10,000
Requirements
Product: Must open and fund a Pibank Savings account and link to the Pibank CD. Monthly interest earned is deposited into the linked Pibank Savings account.
Offer: Requires opening and funding a linked Pibank Savings account. Monthly interest is paid into the linked Pibank Savings account. Subject to early withdrawal penalties.
Balance cap $5,000,000 · Effective Sep 28, 2026
Rate checked
More details - DR BankDigital Prime Certificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Digital certificate of deposit accounts. Must be funded within 30 days to remain open. Early withdrawal penalty applies. Automatic renewal at maturity with 10-day grace period. No maintenance fees.
Offer: Minimum Deposit of $500.00 required. Minimum Daily Balance required to earn APY is $500.00. Early withdrawal penalty is 180 days of interest.
4.27% interest rate · Effective Sep 15, 2026
Rate checked
More details - DR BankPrime Certificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Interest credited and compounded monthly or at maturity. Early withdrawal penalty applies based on term. Account automatically renews at maturity with a 10-calendar-day grace period. No monthly maintenance fees.
Offer: Early withdrawal penalty is 180 days of interest. Minimum daily balance required to earn APY is $500.00.
4.27% interest rate · Compounded monthly · Effective Sep 15, 2026
Rate checked
More details - NASA Federal Credit UnionShare CertificatesCD · 12 months · $50 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Method: Average Daily Balance. Limitations: Early withdrawal penalties apply and may reduce earnings. Refer to Member Services Agreement. Fees: Fees could reduce earnings. Refer to Schedule of Fees. Terms: Certificate Terms and Conditions
Offer: Annual Percentage Yield as of October 1, 2026. Minimum $50 deposit to open. Must be age 23 or under to be eligible. Additional deposits of at least $25 can be made at any time, but are not required. Balance, including dividends, cannot exceed $50,000 and any excess will be automatically transferred to the Prime Savings account. Early withdrawal penalties apply and may reduce earnings. Unless otherwise instructed, at age 24, an Early Savers Certificate will automatically renew to a standard 12-month term at the rate in effect at the time of renewal unless the certificate has a balance of less than $1,000, in which case, the balance will be transferred to the Prime Savings account.
4.27% interest rate · Balance cap $50,000 · Effective Oct 1, 2026
Rate checked
More details - NASA Federal Credit UnionShare CertificatesCD · 12 months · $250 min · 4.25%–4.35% by balance
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Method: Average Daily Balance. Limitations: Early withdrawal penalties apply and may reduce earnings. Refer to Member Services Agreement. Fees: Fees could reduce earnings. Refer to Schedule of Fees. Terms: Certificate Terms and Conditions
Offer: Annual Percentage Yield as of October 1, 2026. Minimum $250 deposit to open; maximum $2,500 per month add on. Special certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless otherwise instructed. Additional deposits of at least $25 must be made by automated means (i.e. account-to-account transfers, Online Banking recurring or non-recurring transfers, etc.) but are not required. Early withdrawal penalties apply and may reduce earnings. Additional conditions apply.
4.17% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $250 and up 4.25% $1,000 and upYour amount 4.35% Rate checked
More details - International Bank of ChicagoCertificate of DepositCD · 12 months · $1,000 min · 1.50%–4.35% by balance
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Offer: Credit frequency: Quarterly. Early withdrawal penalty may apply.
1.49% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and up 1.50% $5,000 – $500,000Your amountPromotional rate. Applies to customers opening new accounts at Branches in Illinois. Eligible for IRAs. Not available to brokers or financial institutions. $5,000 minimum to open and to obtain promotional rate. Funds must be new to International Bank of Chicago based on customer's total balances as of 09/18/2026. 4.35% Rate checked
More details - KS StateBankChoose your Term CDCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.28% interest rate · Effective Oct 5, 2026
Rate checked
More details - Pacific National BankCertificates of DepositCD · 12 months
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000intro rateRequirements
Product: Offer applies to New Money Only for domestic personal accounts opened online.
Offer: Offer applies to New Money Only for domestic personal accounts opened online.
Promotional rate · Effective Sep 28, 2026
Rate checked
More details - Georgia Heritage Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Minimum opening deposit of $500 is required. Dividends paid monthly. Automatic renewal.
Offer: 90 Days penalty may apply for early withdrawal and may reduce earnings.
4.27% interest rate
Rate checked
More details - First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.
Qualified rate · 4.26% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: Available online only. Applicants must have a current U.S. home address (excluding U.S. territories, except Puerto Rico), SSN, valid U.S. driver's license or state ID, and be 18 years or older. Early withdrawal penalty of 30 days simple interest may apply. No monthly account maintenance fees.
Offer: Interest compounds and credits monthly. 30-day simple interest early withdrawal penalty.
4.27% interest rate · Balance cap $5,000,000 · Effective Sep 22, 2026
Rate checked
More details - SouthEast BankCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$435 over 1 year on $10,000intro rateRequirements
Offer: Limited-time offer. Promo rate valid during initial term only; not applicable to renewals. No minimum balance required to earn APY. Compounded quarterly. Early withdrawal penalty applies.
Promotional rate · 4.28% interest rate · Compounded quarterly · Effective Sep 24, 2026
Rate checked
More details - Worth Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000Requirements
Product: Minimum deposit to open is $1,000. Dividends are compounded daily and paid monthly. Early withdrawal penalty applies.
Offer: Compounded daily, paid monthly. Penalty for early withdrawal.
4.25% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - The Bank of Princeton12-Month 4.25% Cranbury CD PromotionCD · 12 months
Bank · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000intro ratePromotional rate · 4.25% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.40%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank