Bank · FDIC insured
First Federal of Greene or FFGC
A $1B bank headquartered in Waynesburg, PA, with 7 branches in Pennsylvania. Best rates: CDs 4.35% and savings 0.05% APY.
First Federal of Greene or FFGC Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#75 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal of Greene or FFGC
Founded in 1924 in Carmichaels as Home Building and Loan Association of Greene County, the institution is headquartered in Waynesburg, Pennsylvania.
It obtained a federal charter and its current name in 1939, later absorbing Citizens Building and Loan Association and Security Building and Loan Association in 1942.
The association serves Southwestern Pennsylvania with eleven offices across Greene, Fayette, and Washington counties.
- Headquarters
- 25 E High St, Waynesburg, PA 15370
- FDIC certificate
- 28706 ↗
Branches
7 branches in Pennsylvania
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Pennsylvania
7 branches
Pittsburgh area · 4
- First Fsla Of Greene County Branch92 N Morgantown St, Fairchance, PA 15436Directions
- Main Street And Beeson Blvd. Branch1 W Main St, Uniontown, PA 15401Directions
- 460 Washington Road Branch460 Washington Rd, Washington, PA 15301Directions
- Taylorstown Office2980 S Bridge Rd, Washington, PA 15301Directions
Waynesburg area · 1
- First Federal Savings and Loan Association of Greene CoMain office25 E High St, Waynesburg, PA 15370Directions
Carmichaels area · 1
- 101 W. George St. Branch101 W George St, Carmichaels, PA 15320Directions
Mount Morris area · 1
- Mount Morris Branch101 Locust Ave Ext, Mount Morris, PA 15349Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.37% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.54% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.49% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $83 | $88 | — |
- CapitalLeverage ratio15.37%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.49%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$83Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal of Greene or FFGC are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.