Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 406–420 results
- Turbotville National BankCertificate of DepositsCD · 12 months · $500 min · 3.90%–4.10% by balance
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Offer: APY is based on quarterly compounding of interest. If interest is withdrawn before maturity, APY will be lower. Penalties may apply for early withdrawal.
3.84% interest rate
Rate by balance
Rate by balance for Certificate of Deposits Balance APY $500 – $5,000 3.90% $5,000 and upYour amount 4.10% Rate checked
More details - Summit Choice Credit UnionCertificatesCD · 12 months · $300 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000intro rateRequirements
Product: Minimum investment of $300. Early withdrawal penalties may apply. Rates valid October 1 - October 31, 2026. Membership requires purchase and maintenance of 1 share ($25.00 par value).
Offer: Certificate Special
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Newtek BankCertificate of DepositCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
4.02% interest rate · Balance cap $250,000 · Effective Oct 22, 2026
Rate checked
More details - BankUnitedCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.
Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.
Promotional rate · Effective Oct 21, 2026
Rate checked
More details - Nebraska BankCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: No setup or maintenance fees. CDs renew automatically upon maturity. Early withdrawals subject to penalty (3 months interest penalty on terms 12 months and under, 6 months interest penalty on terms more than 12 months).
4.04% interest rate · Effective Oct 20, 2026
Rate checked
More details - First Utah BankPromotional CDCD · 12–23 months · $500 min
Bank · Add a location to see nearby branches
4.10%APYRequirements
Product: A penalty may be applied for early withdrawal.
Offer: A penalty may be applied for early withdrawal.
4.04% interest rate · Effective Oct 20, 2026
Rate checked
More details - Hawaii FCUCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Membership eligibility required; rates subject to change without notice; Jumbo rates (investments of $100,000 and over) available upon request; early withdrawal penalties apply. Fees could reduce earnings on the account.
Offer: Dividend Paid Quarterly
4.04% interest rate · Effective Oct 21, 2026
Rate checked
More details - Service Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. Early withdrawal penalties may apply. No monthly maintenance fees.
Offer: Dividends compounded and credited monthly.
4.03% interest rate · Effective Oct 16, 2026
Rate checked
More details - USC Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Invest as little as $1,000. $1,000 minimum deposit. Pays a bonus rate on certificates of $50,000 or more (excluded from promotional certificate offers). PremiumSpend checking account owners receive an additional 0.25% APY / dividend rate bonus. Early withdrawal penalties apply. Rates may vary after account is opened.
Offer: Minimum opening deposit $1,000. Early withdrawal penalties apply.
4.03% interest rate · Effective Oct 17, 2026
Rate checked
More details - Neighborhood Credit UnionStandard CertificatesCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Additional deposits are not allowed during the certificate term. Interest is compounded daily. Early withdrawal penalty applies.
Offer: 12 months term. Interest compounded daily. Additional deposits not allowed.
4.02% interest rate · Compounded daily · Effective Sep 23, 2026
Rate checked
More details - USE Credit UnionCertificate of Deposit New Money OfferCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000intro rateRequirements
Product: New Money only (money not from another USECU account; transfers between USECU accounts do not qualify). New members must be eligible for USE Credit Union membership and open a share savings account with a $25 minimum deposit. Membership required and subject to approval. Early withdrawal penalty may apply. Automatically renews at maturity at the rate in effect at that time. 10-day grace period after maturity. Additional deposits not allowed after starting account. Limited time offer.
Offer: 360 Day CD. New Money only.
Promotional rate
Rate checked
More details - InTouch Credit UnionHYRC CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000with conditionsRequirements
Product: High-Yield Rewards Checking Account required.
Offer: High-Yield Rewards Checking Account required.
Qualified rate · 4.02% interest rate · Effective Oct 13, 2026
Rate checked
More details - SUMA Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Rates effective as of 10/13/2026. Early withdrawal penalties apply as shown per term. Minimum opening balance applies.
Offer: Penalty for early withdrawal: 3 Months Dividends.
4.02% interest rate · Effective Oct 13, 2026
Rate checked
More details - Blackhawk Community Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.60%–4.10% by balance
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,0003.55% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.60% $10,000 and upYour amountJumbo Certificate 4.10% Rate checked
More details - Badger BankCertificate of Deposit SpecialsCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000with conditionsRequirements
Product: APY is based on daily compounding and assumes interest remains on deposit. Interest credited quarterly unless otherwise noted. Penalty for early withdrawal. Fees may reduce earnings.
Qualified rate · 4.02% interest rate · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,319 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank