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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 106–120 results

  1. Top Carrot, Carrot Score 87
    Lincoln County Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.34%APY$434 over 1 year on $10,000
  2. Freestone Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  3. Valley Credit UnionTerm Share CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  5. Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  6. UNCLE Credit UnionShare CertificatesCD · 12 months · $1,500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  7. Top Carrot, Carrot Score 88
    Central Missouri Community Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  8. Charleston FCUShare Certificate AccountsCD · 12 months · 2.27%–4.33% by balance

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 89
    Chicago Firefighters Credit UnionShare CertificateCD · 12 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Geismar Complex Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  11. Top Carrot, Carrot Score 94
    Whiting Refinery Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000
  12. Top Carrot, Carrot Score 99
    Post Office Employees Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.33%APY$433 over 1 year on $10,000with conditions
  13. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  14. Top Carrot, Carrot Score 94
    Employee Resources Credit UnionCertificates of DepositCD · 12 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    Advantage Plus Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.32%APY$432 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay nationwide

5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22

Typical
3.30%
Top 10% from
4.05%
Banks, typical
3.05%
Credit unions, typical
3.40%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions