Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 871–885 results
- EFCU FinancialShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum opening balance $500. Dividends may be compounded and credited monthly. Early withdrawal penalties may apply. Bump-up option available on 30-month term certificates. Rates subject to change at any time.
Effective May 1, 2026
Rate checked
More details - Calcasieu Parish Employees FCU1-Year Certificate of Deposits SpecialCD · 12 months
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Limited-time offer.
Offer: Limited-Time Offer
Promotional rate
Rate checked
More details - Oklahoma Community Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Low minimum opening balance of $1,000. Dividends compounded monthly. Penalties apply for early redemption of certificate funds other than dividends.
Promotional rate · 3.93% interest rate · Compounded monthly
Rate checked
More details - Focus Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain, and Grady Counties. $1,000 minimum to open ($500 minimum for minors). Early withdrawal penalty may apply. Certificate renews at the standard rate for a 12-month term.
Offer: For amounts of $1,000 and over. Early withdrawal penalties apply. Certificate renews at the standard rate for a 12-month term.
3.92% interest rate · Effective Aug 28, 2026
Rate checked
More details - Knoxville Law Enforcement Federal Credit UnionCertificate SpecialsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Limited time offer. 50% of deposit must be money not currently on deposit at the credit union. Membership eligibility required. Dividends calculated daily, compounded/posted monthly. Penalties for early withdrawal apply.
Offer: 50% of deposit must be money not currently on deposit at the credit union.
Promotional rate · 3.93% interest rate
Rate checked
More details - Quantum Credit UnionShare Certificate (CD)CD · 12 months · 3.75%–4.00% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal applies to all Certificates. Fees could reduce earnings.
Offer: Dividend paid quarterly; 90-day penalty.
Rate by balance
Rate by balance for Share Certificate (CD) Balance APY Any balance 3.75% $500 and upYour amountQuantum membership required. Auto renews at standard rate for 12 months. Limited time only. 4.00% Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Promotional rate
Rate checked
More details - Farmers and Drovers BankCertificates of DepositCD · 12 months · $500 min · 3.40%–4.00% by balance
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Offer: Interest compounding frequency: Quarterly. Interest availability: Quarterly.
Promotional rate · 3.36% interest rate · Effective Sep 19, 2024
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.40% $10,000 and upYour amount12 Month Special. 4.00% Rate checked
More details - Community Focus Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Fixed dividend rate for the entire term. Early withdrawal penalty usually applies. At maturity, Certificate funds automatically transfer to Savings account if not renewed. Serves individuals, families, and businesses throughout Wayne and Monroe counties.
Offer: $1000 minimum deposit.
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More details - Electric Machinery Employees CUCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Offer: For new money deposits. APYs assume dividends are paid at maturity; if disbursed, APY equals the rate. Early withdrawal penalties apply.
Promotional rate · Effective Aug 11, 2026
Rate checked
More details - Sentry BankCertificate SpecialsCD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Limited time offer. Not valid with any other offers. Fixed for the initial term, automatically renews upon maturity. Penalty for early withdrawal. $5,000.00 of the funds must be new to Sentry Bank.
Offer: $5,000.00 of the funds must be new to Sentry Bank. Penalty for early withdrawal.
Promotional rate · Effective May 27, 2026
Rate checked
More details - Main Street BankRelationship CD SpecialsCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000with conditionsRequirements
Product: Relationship is defined by having a Main Street Bank checking account with transactions during the last 30 days, or opening a checking account on the same day as opening the Relationship CD. The Bank reserves the right to limit Relationship CD Specials to a maximum deposit amount of $250,000. All Relationship CD Specials automatically renew as a 12 month CD.
Offer: Choose Your Term Relationship CD Special (12 month term). Requires qualifying checking relationship. Automatically renews as 12 month.
Qualified rate · 3.94% interest rate · Balance cap $250,000
Rate checked
More details - CFBankCertificates of DepositCD · 12 months · $10,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.
Offer: New accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal.
Promotional rate · Effective Apr 20, 2026
Rate checked
More details - Materion Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Open to Materion Corporation employees, retirees, and their families. Penalty for early withdrawal; fees may reduce earnings. Accrued dividends are forfeited if closed before dividends are credited.
3.94% interest rate · Effective Jun 21, 2026
Rate checked
More details - Utica Gas & Electric Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank