Credit union · NCUA insured
Provident Federal Credit Union
A $12M credit union headquartered in Dover, DE, with 1,621 members and 1 branch in Delaware.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: no rate at the amounts we compare. Credit cards: no rates found on its website.
- Savings—0.00%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Provident Federal Credit Union
Provident Federal Credit Union was founded in 1964 as Jello-Employees Federal Credit Union to provide affordable financial services for General Foods employees and family members in Dover, Delaware.
Renamed in the early 1990s, the member-owned credit union is headquartered in Dover and serves approximately 1,500 members.
- Headquarters
- 401 S New St, Dover, DE 19904
- NCUA charter
- 16364
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Aerotek Contract Engineering Services under contract in the Kraft Foods facility in Dover are eligible for membership.
- Employees of American Dental are eligible for membership.
- Employees of AZZ Enclosure Systems are eligible for membership.
- Employees of DI Corporation-Central, a division of CDI Corporation, under contract in the Kraft Foods facility in Dover are eligible for membership.
- Employees of Eden Hill Medical Center are eligible for membership.
- Members/employees of Holy Trinity Union American Methodist Episcopal Church are eligible for membership.
11 more ways to join
Employers and groups
- Employees of Kelly Services under contract in the Kraft Foods facility in Dover are eligible for membership.
- All Kraft Foods Employees located at the Dover, DE location are eligible for membership.
- Employees of Precious Moments Education and Community Center are eligible for membership.
- Employees of Women’s Care Associates of Dover are eligible for membership.
Family and household
- Family members of employees of American Dental are eligible for membership.
- Family members of employees of AZZ Enclosure Systems are eligible for membership.
- Family members of employees of Eden Hill Medical Center are eligible for membership.
- Family members of eligible persons affiliated with Holy Trinity Union American Methodist Episcopal Church are eligible for membership.
- Family members of Kraft Foods employees located at the Dover, DE location are eligible for membership.
- Family members of employees of Precious Moments Education and Community Center are eligible for membership.
- Family members of employees of Women’s Care Associates of Dover are eligible for membership.
Branches
1 branch in Delaware
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Delaware
1 branch
- Main BranchMain office401 S New St, Dover, DE 19904Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.07% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.75% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $50 | $59 | — |
- CapitalNet worth ratio14.07%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.75%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$50Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Provident Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.