Credit union · NCUA insured
Del-One Federal Credit Union
A $984.4M credit union headquartered in Dover, DE, with 92,957 members and 19 branches in Delaware. Best rates: savings 0.50% APY.
Del-One Federal Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#82 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Del-One Federal Credit Union
Established in 1960, Del-One Federal Credit Union is a member-owned financial cooperative operating branch locations throughout Delaware.
Originally established as Delaware Highway Federal Credit Union, it adopted its current name in 2011 and merged with Louviers Federal Credit Union in 2025.
- Headquarters
- 270 Beiser Blvd, Dover, DE 19904-7790
- NCUA charter
- 13919
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals based on where they live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington, or West Dover Charter Area.
Employers and groups
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of any of Del-One's Select Employer Groups.
Military, government and schools
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of the State of Delaware.
Family and household
- Membership is open to individuals who have an immediate family member or household member who already has an account.
Other ways
- Membership is open to residents of Delaware or adjacent bordering counties in Maryland (Cecil, Kent, Queen Anne's, Caroline, Dorchester, Wicomico, Worcester) or Pennsylvania (Chester, Delaware) through joining and contributing to the Del-One Foundation.
Cost to join
- An initial deposit of $5 is required to open an account.
Branches
19 branches in Delaware
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Delaware
19 branches
Philadelphia area · 8
- Fox Run100 Foxhunt Dr, Bear, DE 19701Directions
- Middletown751 Middletown Warwick Rd, Middletown, DE 19709Directions
- New Castle80 Christiana Rd, New Castle, DE 19720Directions
- Glasgow602 Plaza Dr, Newark, DE 19702Directions
- Main Street185 S Main St, Newark, DE 19711Directions
- Omega4643 Ogletown Stanton Rd, Newark, DE 19713Directions
- Chestnut Run984 Centre Rd, Wilmington, DE 19805Directions
- Wilmington1 Germay Dr, Wilmington, DE 19804Directions
Dover area · 6
- West DoverMain office270 Beiser Blvd, Dover, DE 19904Directions
- Caesar Rodney High School239 Old North Rd, Camden, DE 19934Directions
- Dover High School1 Dover High Dr, Dover, DE 19904Directions
- Downtown Dover150 E Water St, Dover, DE 19901Directions
- Milford100 Credit Union Way, Milford, DE 19963Directions
- Smyrna201 Pharmacy Dr, Smyrna, DE 19977Directions
Seaford area · 5
- Dagsboro30650 Dupont Blvd, Dagsboro, DE 19939Directions
- Indian River High School29772 Armory Rd, Dagsboro, DE 19939Directions
- Georgetown30 Georgetown Plz, Georgetown, DE 19947Directions
- Lewes24157 Zinfandel LN, Lewes, DE 19958Directions
- Seaford24488 Sussex Hwy Ste 1, Seaford, DE 19973Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.63% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.62% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio10.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.63%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.62%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Del-One Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.