Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 76–90 of 189 in Pennsylvania · median 5.00% APR
- Franklin Mint Federal Credit UnionAuto Loans – 2024-2027 Model Year · 1–72 months
Credit union · 16 branches
4.99%APRas low asTerms
Tier 1 credit rate. Estimated monthly payment is $16.11 per $1,000 borrowed for 72 months.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
Rates as low as. Monthly Payment per $1,000 Borrowed is $18.87.
Auto loan score 83
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
As low as; for qualified buyer.
Auto loan score 83 · Carrot Score 71
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Auto loan score 83 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
As low as rate for terms up to 60 months.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
Rate is as low as 4.99% APR for terms up to 84 months (7 years). Applies to new vehicles, pre-owned/used vehicles, and refinanced vehicle loans from other institutions.
Auto loan score 83 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - St. Vincent Federal Credit UnionNew Car / Motorcycle / ATV Loans · up to 60 months
Credit union · 1 branch
4.99%APRas low asAuto loan score 83
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Best APR reflecting up to 1.50% Loyalty Rewards discount.
Auto loan score 83 · Carrot Score 86
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
2022 and Newer Models (new or used). 37 to 60 Months. Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light Checking™) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable.
Auto loan score 83 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate as low as 4.99% APR for terms up to 66 months on new auto loans. Loan terms available up to 84 months with limitations.
Auto loan score 81 · Carrot Score 91
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2023 & newer.
Auto loan score 80 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
Rates as low as APR assumes excellent creditworthiness. Overall product APR ranges from 4.500% to 15.490%. Pre-Approval effective for 30 days once the loan is approved. No other loan discounts apply. Other rates and terms available.
Auto loan score 79 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Auto loan score 79 · Carrot Score 77
Rate checked · Auto loans rates on its site
More details - 4.99%APRas low as
Terms
APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required.
Auto loan score 77 · Carrot Score 68
Rate checked · Auto loans rates on its site
More details - PENNSYLVANIA-AMERICAN WATERNEW OR USED VEHICLE LOANS (2024-2026) · up to 60 months
Credit union · 1 branch
4.99%APRas low as · up to 12.99%4.99% APR, up to 12.99%
Auto loan score 77 · Carrot Score 79
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Pennsylvania
189 banks and credit unions · checked Oct 30–31
- Typical
- 5.00%
- Top 10% up to
- 4.38%
- Credit unions, typical
- 5.00%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- Freedom Credit UnionCredit union · 4 branches
- Corner PostCredit union · 1 branch