Credit union · NCUA insured
PENNSYLVANIA-AMERICAN WATER Auto Loan Rates
PENNSYLVANIA-AMERICAN WATER auto loans start at 4.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 16, 2026.
How PENNSYLVANIA-AMERICAN WATER’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where PENNSYLVANIA-AMERICAN WATER has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PENNSYLVANIA-AMERICAN WATER
4.99%APR
- Terms
- up to 60 months
- Up to
- 12.99% APR
- Discount
- None included
NEW OR USED VEHICLE LOANS (2024-2026)
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Up to
- —
- Discount
- Included in the rate
PENNSYLVANIA-AMERICAN WATER auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PENNSYLVANIA-AMERICAN WATER ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW OR USED VEHICLE LOANS (2024-2026)
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99%–11.99% | — |
| up to 48 months | 4.99%–11.99% | — |
| up to 60 months | 4.99%–12.99% | — |
| up to 72 months | 5.99%–13.99% | minimum $20,000 |
| up to 84 months | 6.99%–9.99% | minimum $30,000 |
Sources (1)
- pawfcu.com/ASP/rates.asp · captured Oct 6, 2026
USED VEHICLE LOANS (2023 - Older)
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99%–13.99% | — |
| up to 48 months | 5.99%–13.99% | — |
| up to 60 months | 6.99%–14.99% | — |
| up to 72 months | 7.99%–15.00% | minimum $20,000 |
Sources (1)
- pawfcu.com/ASP/rates.asp · captured Oct 6, 2026
Who can join PENNSYLVANIA-AMERICAN WATER
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.