Credit union · NCUA insured
Glatco Credit Union Auto Loan Rates
Glatco Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Glatco Credit Union’s auto loan rates compare
Compared with banks and credit unions near York, PA, where Glatco Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Glatco Credit Union
4.99%APR
- Terms
- up to 60 months
New Vehicle Loans
Lowest rate
Heritage Valley Federal Credit Union
3.99%APR
- Terms
- 49–60 months
2nd-lowest rate
First Capital Federal Credit Union
3.99%APR
- Terms
- up to 72 months
Glatco Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Glatco Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Automatic payment is available with any of our loan services. Extended terms require a minimum amount financed. See a Loan Officer for details.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Rates as low as. Monthly Payment per $1,000 Borrowed is $18.87. |
| up to 72 months | 4.99% | Rates as low as. Monthly Payment per $1,000 Borrowed is $16.11. Extended terms require a minimum amount financed. See a Loan Officer for details. |
| up to 84 months | 4.99% | Rates as low as. Monthly Payment per $1,000 Borrowed is $14.14. Extended terms require a minimum amount financed. See a Loan Officer for details. |
Sources (1)
- glatcocu.com/rates.html · captured Oct 16, 2026
Used Vehicle Loans
Automatic payment is available with any of our loan services. Extended terms require a minimum amount financed. See a Loan Officer for details.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Model Year 2024-2026 rates as low as. Monthly Payment per $1,000 Borrowed is $14.14. Extended terms require a minimum amount financed. See a Loan Officer for details. |
| up to 60 months | 4.99% | Model Year 2016-2020 rates as low as. Monthly Payment per $1,000 Borrowed is $18.87. |
Sources (1)
- glatcocu.com/rates.html · captured Oct 16, 2026
Who can join Glatco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of qualifying Select Employee Groups are eligible for membership.
Military, government and schools
- Graduates or students of the Spring Grove Area School District are eligible for membership.
Family and household
- Family members or household members of qualifying Select Employee Groups are eligible for membership.
Cost to join
- Members are required to open and maintain a savings account with a minimum opening deposit of $20.
Membership information collected October 5, 2026.