Credit union · NCUA insured
Omega Federal Credit Union Auto Loan Rates
Omega Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Omega Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Omega Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Omega Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Omega Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omega Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
All autos financed must be insured.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | — |
| up to 48 months | 4.99% | — |
| up to 60 months | 4.99% | — |
| up to 72 months | 5.24% | — |
| up to 84 months | 5.49% | — |
Sources (1)
- omegafcu.com/borrow/loans/loan-rates · captured Oct 16, 2026
Used Auto Loans
(ALL AUTOS FINANCED MUST BE INSURED)
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | — |
| up to 36 months | 4.99% | — |
| up to 48 months | 4.99% | — |
| up to 60 months | 4.99% | — |
| up to 72 months | 5.24% | — |
| up to 84 months | 5.49% | — |
Sources (1)
- omegafcu.com/borrow/loans/loan-rates · captured Oct 16, 2026
Who can join Omega Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who works, lives, worships, or attends school in Allegheny or Washington County.
Employers and groups
- Membership is open to employees of Select Business Groups in the community.
Family and household
- Membership is open to individuals who live in the same residence as a current OMEGA member and maintain a single economic unit.
- Membership is open to immediate family members of current OMEGA members.
Membership information collected October 5, 2026.