Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Pennsylvania
- First Northern Bank and Trust2 Year (24 Month) Adjustable CDCD · 24 months · $5,000 min
Bank · 11 branches
4.73%APY$968 over 24 months on $10,000Requirements
Product: Open account in person. The interest rate on your account is based on the prior month’s average 2 Year Treasury Note Rate as calculated by First Northern Bank and Trust Co. Interest rate may change every month. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person; rate based on prior month's average 2 Year Treasury Note Rate, adjustable monthly
4.65% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.50%APY$412 over 11 months on $10,000intro rate
Requirements
Product: A penalty may be imposed for early withdrawal. As a condition of membership at Arize FCU, you must maintain the minimum required Par Value of One Share ($5.00) in the savings account.
Offer: 11-Month Special
Promotional rate · 4.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.50%APY$643 over 17 months on $10,000intro rate
Requirements
Product: Dividends are calculated daily and paid quarterly.
Offer: Limited Time Special.
Promotional rate · 4.43% interest rate · Effective Oct 13, 2026
Rate checked
More details - Patriot Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 4.40%–4.60% by balance
Credit union · 8 branches
4.50%APY$1,925 over 48 months on $10,000Requirements
Product: Penalty for early withdrawal. Rates tiered based on amount of deposit. Fixed dividend rate, monthly dividends. Insured up to $250,000 by NCUA. Open with as little as $1,000. Available in terms of 3 months to 5 years.
Offer: Penalty for early withdrawal. Tier $1,000-$9,999. Dividend earnings based on minimum tier balance.
Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $9,999 4.40% $10,000 – $24,999Your amount 4.50% $25,000 – $99,999 4.50% $100,000 – $250,000 4.55% Over $250,000 4.60% Rate checked
More details - First Northern Bank and Trust1 Year (12 Month) Adjustable CDCD · 12 months · $5,000 min
Bank · 11 branches
4.44%APY$444 over 1 year on $10,000Requirements
Product: Open account in person. The interest rate on your account is based on the prior month’s average 1 Year Treasury Note Rate as calculated by First Northern Bank and Trust Co. Interest rate may change every month. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person; rate based on prior month's average 1 Year Treasury Note Rate, adjustable monthly
4.37% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Opening deposit and minimum balance is $1,000 ($500 for minors). Penalty for early withdrawal applies. Terms 3 months to 60 months, with additional terms available.
Offer: Promo Code: 1160. Offer valid beginning September 28, 2026. Penalty for early withdrawal applies. At maturity, automatically renews and earns base interest rate in effect at that time.
Effective Sep 28, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 60 months · $1,000 min · 4.40%–4.81% by balance
Credit union · 4 branches
4.40%APY$2,402 over 60 months on $10,000Requirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
4.33% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.40% $25,000 and up 4.45% $75,000 and up 4.56% $125,000 and up 4.66% $200,000 and up 4.81% Rate checked
More details - First Federal of Greene or FFGCCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · 7 branches
4.35%APY$435 over 1 year on $10,000Requirements
Product: For current rates click the button or call the rate line at (724) 852-2593 or (800) 367-4263. Can be used as collateral for share loans to borrow up to 90% of available balance.
4.30% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$660 over 18 months on $10,000
Requirements
Product: Membership eligibility applies. Minimum deposit is $500 for consumers and $250 for members under 18. Penalty may be imposed for early withdrawal.
Offer: Minimum deposit is $250 for members under age 18. Penalty may be imposed for early withdrawal.
4.26% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.35%APY$735 over 20 months on $10,000
Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
Offer: New Money Required (funds not already on deposit at Citadel). Maximum deposit $1 Million per member. Offer not available for public funds. Renews into an 18-month term.
4.27% interest rate · Balance cap $1,000,000
Rate checked
More details - 4.34%APY$434 over 1 year on $10,000intro rate
Promotional rate · 4.25% interest rate
Rate checked
More details - 4.33%APY$2,363 over 60 months on $10,000
Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
4.25% interest rate
Rate checked
More details - 4.30%APY$321 over 9 months on $10,000
Requirements
Product: CDs automatically renew unless requested otherwise. Early withdrawals subject to penalty. No setup or maintenance fees. Promotional accounts may require a higher opening deposit.
4.15% interest rate
Rate checked
More details - Sun East Federal Credit Union13 Month Certificate SpecialCD · 13 months · $5,000 min
Credit union · 6 branches
4.30%APY$467 over 13 months on $10,000intro rateRequirements
Product: Limited-time 13-month certificate. New money required. After the initial term, renews automatically into a 12-month certificate at the then-current APY. Credit union membership required. Penalty for early withdrawal.
Offer: New money required: funds from another institution and not on deposit at Sun East Federal Credit Union within the prior 6 months. No stated maximum opening deposit. Limited time offer; rates/yields subject to change.
Promotional rate · 4.21% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.30%APY$652 over 18 months on $10,000
Requirements
Product: Fixed rates compounded monthly. Funds can be withdrawn for a down payment on a SFCU loan without penalty. Penalty may be imposed for early withdrawal.
4.22% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,604 CDs at 304 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch