Credit union · NCUA insured
Mercer County Community FCU Auto Loan Rates
Mercer County Community FCU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Mercer County Community FCU’s auto loan rates compare
Compared with banks and credit unions near Hermitage, PA, where Mercer County Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mercer County Community FCU
4.99%APR
- Terms
- —
New Vehicle Loans
Lowest rate
Pennstar Federal Credit Union
3.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Grove City Area Federal Credit Union
4.35%APR
- Terms
- up to 60 months
Mercer County Community FCU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mercer County Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Used (2024-2026) Vehicle Loans
Applies to vehicle model years 2024-2026.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | — |
Sources (1)
- mercomfcu.org · captured Oct 6, 2026
Who can join Mercer County Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Lawrence, Venango, or Crawford counties in Pennsylvania, or Mahoning, Trumbull, or Columbiana counties in Ohio are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) of individuals eligible through residency, work, worship, or school attendance in the designated counties are eligible for membership.
Cost to join
- Opening and maintaining a share savings account balance of $5.00 is required for membership and represents an ownership share.
Membership information collected October 5, 2026.