Credit union · NCUA insured
Franklin Mint Federal Credit Union Auto Loan Rates
Top CarrotFranklin Mint Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Franklin Mint Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Franklin Mint Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Franklin Mint Federal Credit Union
4.99%APR
- Terms
- 1–72 months
- Up to
- —
- Discount
- None included
Auto Loans – 2024-2027 Model Year
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Franklin Mint Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Franklin Mint Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans – 2018-2019 Model Year
For 2018-2019 model year vehicles. Advertised rates apply to Tier 1 credit. Rates vary based upon borrower's credit history. Payment quoted per $1,000 borrowed for maximum term shown.
| Terms | APR | Conditions |
|---|---|---|
| 1–54 months | 8.24% | Tier 1 credit rate. Estimated monthly payment is $22.23 per $1,000 borrowed for 54 months. |
Sources (2)
All captured Oct 6, 2026
Auto Loans – 2020-2021 Model Year
For 2020-2021 model year vehicles. Advertised rates apply to Tier 1 credit. Rates vary based upon borrower's credit history. Payment quoted per $1,000 borrowed for maximum term shown.
| Terms | APR | Conditions |
|---|---|---|
| 1–60 months | 7.24% | Tier 1 credit rate. Estimated monthly payment is $19.92 per $1,000 borrowed for 60 months. |
Sources (2)
All captured Oct 6, 2026
Auto Loans – 2022-2023 Model Year
For 2022-2023 model year vehicles. Advertised rates apply to Tier 1 credit. Rates vary based upon borrower's credit history. Payment quoted per $1,000 borrowed for maximum term shown.
| Terms | APR | Conditions |
|---|---|---|
| 1–72 months | 5.99% | Tier 1 credit rate. Estimated monthly payment is $16.57 per $1,000 borrowed for 72 months. |
Sources (2)
All captured Oct 6, 2026
Auto Loans – 2024-2027 Model Year
For 2024-2027 model year vehicles. Advertised rates apply to Tier 1 credit. Rates vary based upon borrower's credit history. Payment quoted per $1,000 borrowed for maximum term shown.
| Terms | APR | Conditions |
|---|---|---|
| 1–72 months | 4.99% | Tier 1 credit rate. Estimated monthly payment is $16.11 per $1,000 borrowed for 72 months. |
| 73–84 months | 5.49% | Tier 1 credit rate. Estimated monthly payment is $14.37 per $1,000 borrowed for 84 months. |
Sources (2)
All captured Oct 6, 2026
Motorcycle Loans – 2020-2021 Model Year
Motorcycle loans for 2020-2021 model year vehicles. Advertised rates apply to Tier 1 credit. Payment quoted per $1,000 borrowed for maximum term shown. Rates vary based upon borrower credit history.
| Terms | APR | Conditions |
|---|---|---|
| 1–60 months | 8.24% | Tier 1 credit rate. Estimated monthly payment is $20.40 per $1,000 borrowed for 60 months. |
Sources (2)
All captured Oct 6, 2026
Motorcycle Loans – 2022-2023 Model Year
Motorcycle loans for 2022-2023 model year vehicles. Advertised rates apply to Tier 1 credit. Payment quoted per $1,000 borrowed for maximum term shown. Rates vary based upon borrower credit history.
| Terms | APR | Conditions |
|---|---|---|
| 1–72 months | 6.99% | Tier 1 credit rate. Estimated monthly payment is $17.05 per $1,000 borrowed for 72 months. |
Sources (2)
All captured Oct 6, 2026
Who can join Franklin Mint Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, volunteer, attend school, or regularly conduct business, along with businesses and organizations, in specific areas of PA and DE: portions of Philadelphia, Delaware and New Castle Counties, the Borough of West Chester, or Norristown.
Employers and groups
- Eligibility is open to employees, volunteers, students, or members of a Select Employee Group, an affiliated Association, Organization, or School.
Family and household
- Eligibility is open to a relative or household member of a current FMFCU member or eligible individual, where immediate family includes spouse, (step)parent, (step)child, (step)sibling, grandparent, grandchild, or domestic partner.
Other ways
- Eligibility is open to members of the FMFCU Foundation.
Membership information collected October 5, 2026.