Credit union · NCUA insured
Northwood Federal Credit Union Auto Loan Rates
Northwood Federal Credit Union auto loans start at 4.99% APR for a new vehicle. Rates checked October 16, 2026.
How Northwood Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Northwood Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northwood Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Auto Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Northwood Federal Credit Union auto loan score
76
Auto loan score
Higher than 41% of U.S. banks and credit unions
- New vehicleNew4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwood Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Finance up to 100% of the purchase price. A copy of the purchase invoice and proof of insurance is necessary when making an application.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.89% | APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required. |
| up to 48 months | 4.99% | APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required. |
| up to 60 months | 4.99% | APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required. |
| up to 72 months | 5.89% | APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required. |
| up to 84 months | 6.49% | APR as low as. Finance up to 100% of the purchase price. Pre-approval available. Copy of purchase invoice and proof of insurance required. |
Sources (1)
- northwoodfcu.com/loan-rates · captured Oct 16, 2026
Used Auto Loan
Finance up to 80% of NADA book value (auto value not less than $4,000.00 in NADA book). Age of auto and term not to exceed 11 years. Maximum mileage not to exceed 75,000 miles. Minimum deposit of $200.00 must be maintained in share account. Copy of purchase invoice and proof of insurance required.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.99% | Finance up to 80% of NADA book value, auto not less than $4,000.00. Age of auto and term not to exceed 11 years; maximum mileage 75,000 miles. Minimum deposit of $200.00 in member share account required. Copy of purchase invoice and proof of insurance required. |
Sources (1)
- northwoodfcu.com/loan-rates · captured Oct 16, 2026
Who can join Northwood Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is restricted to members of specified groups and credit unions: Northwood Federal Credit Union, CBC FCU, Bright Hope FCU, ECAI FCU, Wesley AME Zion FCU, Reform Congregation Keneseth Israel (Elkins Park), All Saints' Episcopal Church, Victory Lodge # 42 of the Independent Order of Beth Sholom, and Beth Sholom Congregation (Elkins Park).
Family and household
- Immediate family members of a member of Northwood Federal Credit Union, CBC FCU, Bright Hope FCU, ECAI FCU, Wesley AME Zion FCU, Reform Congregation Keneseth Israel (Elkins Park), All Saints' Episcopal Church, Victory Lodge # 42 of the Independent Order of Beth Sholom, or Beth Sholom Congregation (Elkins Park) are eligible to join.
Membership information collected October 5, 2026.