Credit union · NCUA insured
Susquehanna Valley Federal Credit Union Auto Loan Rates
Susquehanna Valley Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Susquehanna Valley Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Harrisburg, PA, where Susquehanna Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Susquehanna Valley Federal Credit Union
4.99%APR
- Terms
- up to 60 months
Autos 2023 & Newer
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
PA Central Federal Credit Union
4.99%APR
- Terms
- up to 84 months
Susquehanna Valley Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Susquehanna Valley Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos 2022 & Older
Rates include 0.5% APR Gold Star Member discount for qualifying borrowers and assume A+ credit. Up to 100% financing of retail value with qualifying credit. Rates adjusted for collateral condition and model year. Available to individuals who live, work, worship, or attend school in Cumberland, Dauphin, or Perry County, PA, and their family members.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.29% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2022 & older. |
| up to 60 months | 5.79% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2022 & older. |
| up to 72 months | 6.59% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2022 & older. |
| up to 84 months | 7.25% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2022 & older. |
Autos 2023 & Newer
Rates include 0.5% APR Gold Star Member discount for qualifying borrowers and assume A+ credit. Up to 100% financing of retail value with qualifying credit. Rates adjusted for collateral condition and model year. Available to individuals who live, work, worship, or attend school in Cumberland, Dauphin, or Perry County, PA, and their family members.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2023 & newer. |
| up to 72 months | 6.25% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2023 & newer. |
| up to 84 months | 6.99% | Includes 0.5% APR Gold Star Member discount and assumes A+ credit. Up to 100% financing of retail value. Model year 2023 & newer. |
Sources (3)
All captured Oct 7, 2026
Who can join Susquehanna Valley Federal Credit Union
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