Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in New York
Showing 26–50 of 225 scored for CDs
- Self Reliance Financial Federal Credit Union3–8 mo 3.92% · 9–15 mo 4.24% · 16–30 mo 4.13% · 31–60 mo 3.92%
Credit union · 5 branches
89CD score#26 in New York - American Airlines Federal Credit Union3–8 mo 4.05% · 9–15 mo 4.00% · 16–30 mo 3.92% · 31–60 mo 3.97%
Credit union · 4 branches
89CD score#27 in New York - First New York Federal Credit Union3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 2.70%
Credit union · 9 branches
89CD score#28 in New York - Town of Cheektowaga Federal Credit Union3–8 mo — · 9–15 mo 4.06% · 16–30 mo 4.11% · 31–60 mo 4.32%
Credit union · 1 branch
89CD score#29 in New York - Heritage Financial Credit Union3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 3.00% · 31–60 mo 2.75%
Credit union · 12 branches
89CD score#30 in New York - 88CD score#31 in New York
- Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 4 branches
88CD score#32 in New York - 88CD score#32 in New York
- Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%
Credit union · 5 branches
88CD score#34 in New York - SECNY Federal Credit Union3–8 mo 4.50% · 9–15 mo 4.00% · 16–30 mo 3.25% · 31–60 mo 3.40%
Credit union · 6 branches
88CD score#35 in New York - Canandaigua National Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 2.50% · 31–60 mo —
Bank · 28 branches
88CD score#36 in New York - 88CD score#36 in New York
- Massena Savings & Loan Association3–8 mo 1.02% · 9–15 mo 3.60% · 16–30 mo 3.86% · 31–60 mo 4.90%
Bank · 2 branches
87CD score#38 in New York - 87CD score#38 in New York
- Ocean Financial Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.75% · 31–60 mo 2.75%
Credit union · 4 branches
87CD score#40 in New York - International Bank of Chicago3–8 mo 1.25% · 9–15 mo 4.35% · 16–30 mo 4.00% · 31–60 mo 2.00%
Bank · 1 branch
87CD score#41 in New York - Parks Heritage Federal Credit Union3–8 mo 3.85% · 9–15 mo 3.85% · 16–30 mo 3.95% · 31–60 mo 4.00%
Credit union · 1 branch
87CD score#42 in New York - NorthCountry Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.80% · 31–60 mo 3.70%
Credit union · 1 branch
87CD score#43 in New York - I AM Federal Credit Union3–8 mo — · 9–15 mo 4.25% · 16–30 mo 4.00% · 31–60 mo 3.25%
Credit union · 1 branch
87CD score#44 in New York - 87CD score#44 in New York
- First Heritage Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.75% · 16–30 mo 4.00% · 31–60 mo 3.95%
Credit union · 6 branches
87CD score#46 in New York - 87CD score#47 in New York
- Centra Credit Union3–8 mo 4.35% · 9–15 mo 1.70% · 16–30 mo 4.00% · 31–60 mo 2.10%
Credit union · 1 branch
87CD score#48 in New York - Spencerport Federal Credit Union3–8 mo 4.01% · 9–15 mo 4.21% · 16–30 mo 2.98% · 31–60 mo —
Credit union · 1 branch
87CD score#48 in New York - 87CD score#50 in New York
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 228 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.