Bank · FDIC insured
Rondout Savings Bank
A $512M bank headquartered in Kingston, NY, with 5 branches in New York. Best rates: CDs 4.25% and savings 0.26% APY.
Rondout Savings Bank Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#5 of 17 in Kingston, NY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Rondout Savings Bank
Established in 1868, Rondout Savings Bank is a mutually owned banking institution headquartered in Kingston, New York.
The bank was originally established in 1868 to assist returning soldiers with their finances.
Serving the Hudson Valley area, the bank maintains branch locations in Kingston, West Hurley, and Hyde Park.
Rondout Savings Bank operates specialized divisions in asset management, personal banking, and business banking.
- Headquarters
- 300 Broadway, Kingston, NY 12401
- FDIC certificate
- 15969 ↗
Branches
5 branches in New York
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New York
5 branches
Kingston area · 4
- Rondout Savings BankMain office300 Broadway, Kingston, NY 12401Directions
- Kingston Branch1296 Ulster Ave, Kingston, NY 12401Directions
- Uptown Kingston Branch267 Wall St, Kingston, NY 12401Directions
- West Hurley Branch295-4 Route 375, West Hurley, NY 12491Directions
Kiryas Joel area · 1
- Hyde Park Branch4269 Albany Post Rd, Hyde Park, NY 12538Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.79% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.19% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.27% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio9.79%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.27%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Rondout Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.