Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Michigan
Showing 76–100 of 190 scored for CDs
- Michigan United Credit Union3–8 mo 3.34% · 9–15 mo 3.85% · 16–30 mo 3.91% · 31–60 mo 3.44%
Credit union · 9 branches
82CD score#76 in Michigan - TBA Credit Union3–8 mo 3.75% · 9–15 mo 3.70% · 16–30 mo 3.50% · 31–60 mo 3.65%
Credit union · 2 branches
82CD score#77 in Michigan - Ukrainian Selfreliance MI FCU3–8 mo 3.50% · 9–15 mo 3.95% · 16–30 mo 3.79% · 31–60 mo 3.29%
Credit union · 2 branches
82CD score#77 in Michigan - 82CD score#79 in Michigan
- Northland Area FCU3–8 mo 3.40% · 9–15 mo 3.81% · 16–30 mo 3.96% · 31–60 mo 3.19%
Credit union · 17 branches
82CD score#80 in Michigan - Wolverine State Credit Union3–8 mo 3.30% · 9–15 mo 4.45% · 16–30 mo 2.28% · 31–60 mo 2.53%
Credit union · 4 branches
82CD score#81 in Michigan - Great Lakes First Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.70% · 16–30 mo 3.60% · 31–60 mo 3.65%
Credit union · 2 branches
82CD score#82 in Michigan - 81CD score#83 in Michigan
- Security Credit Union3–8 mo 3.50% · 9–15 mo 3.55% · 16–30 mo 3.60% · 31–60 mo 3.65%
Credit union · 14 branches
81CD score#84 in Michigan - Wildfire Credit Union3–8 mo 3.40% · 9–15 mo 3.85% · 16–30 mo 3.45% · 31–60 mo 3.55%
Credit union · 7 branches
81CD score#84 in Michigan - Consumers Professional Credit Union3–8 mo 3.65% · 9–15 mo 3.60% · 16–30 mo 3.60% · 31–60 mo 3.59%
Credit union · 3 branches
81CD score#86 in Michigan - River Valley Credit Union3–8 mo 3.45% · 9–15 mo 3.51% · 16–30 mo 3.56% · 31–60 mo 3.66%
Credit union · 3 branches
80CD score#87 in Michigan - Ignite Credit Union3–8 mo 1.51% · 9–15 mo 4.70% · 16–30 mo 2.17% · 31–60 mo 2.73%
Credit union · 10 branches
80CD score#88 in Michigan - Service 1 Federal Credit Union3–8 mo 3.75% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.50%
Credit union · 3 branches
80CD score#89 in Michigan - United Churches Credit Union3–8 mo 4.00% · 9–15 mo 3.56% · 16–30 mo 3.04% · 31–60 mo 3.04%
Credit union · 1 branch
80CD score#90 in Michigan - 80CD score#91 in Michigan
- Lenco Credit Union3–8 mo 3.65% · 9–15 mo 3.55% · 16–30 mo 3.55% · 31–60 mo 3.55%
Credit union · 2 branches
80CD score#92 in Michigan - Frankfort Community Federal Credit Union3–8 mo 3.04% · 9–15 mo 3.30% · 16–30 mo 3.56% · 31–60 mo 3.71%
Credit union · 1 branch
80CD score#93 in Michigan - St. Francis X Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.25% · 16–30 mo 3.50% · 31–60 mo 3.75%
Credit union · 4 branches
80CD score#94 in Michigan - Lakeshore Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.55% · 31–60 mo 3.50%
Credit union · 1 branch
80CD score#95 in Michigan - Best Financial Credit Union3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.75%
Credit union · 2 branches
80CD score#96 in Michigan - 80CD score#97 in Michigan
- Lake Michigan Credit Union3–8 mo 3.15% · 9–15 mo 3.65% · 16–30 mo 3.30% · 31–60 mo 3.75%
Credit union · 53 branches
80CD score#98 in Michigan - Team One Credit Union3–8 mo 3.50% · 9–15 mo 3.60% · 16–30 mo 3.50% · 31–60 mo 3.60%
Credit union · 11 branches
80CD score#98 in Michigan - Lake-Osceola State Bank3–8 mo 3.70% · 9–15 mo 3.96% · 16–30 mo 2.78% · 31–60 mo 2.38%
Bank · 12 branches
79CD score#100 in Michigan
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 90 of the 280 institutions with a branch in Michigan have too few rates published or captured to score. Rankings are a preview, not awards.