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Credit union · NCUA insured

Frankfort Community Federal Credit Union CD Rates

Frankfort Community Federal Credit Union’s best CD rate is 3.71% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Frankfort Community Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Traverse City, MI, where Frankfort Community Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Frankfort Community Federal Credit Union

    3.71%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,155

    Certificate

  • Top rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    MSU Federal Credit Union

    4.35%APY

    Term
    84 months
    Minimum
    $2,500
    Earns on $10,000
    $3,472

    MSU Federal Credit Union rates

Compare CD rates near you →

Frankfort Community Federal Credit Union CD score

80

CD score

Higher than 52% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.04%
  • 9–15 months9–15 mo3.30%
  • 16–30 months16–30 mo3.56%
  • 31–60 months31–60 mo3.71%
  • QualifiedQualified3.71%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Frankfort Community Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Frankfort Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership extends to those who live in Benzie County.
  • Membership extends to those who work in Benzie County.
  • Membership extends to those who worship in Benzie County.

Family and household

  • Membership extends to family members of existing members of the credit union.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Frankfort Community Federal Credit Union overview