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Credit union · NCUA insured

Wolverine State Credit Union CD Rates

Top Carrot, Carrot Score 87Top Carrot

Wolverine State Credit Union’s best CD rate is 4.45% APY on a 9-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.

How Wolverine State Credit Union’s CD rates compare

Compared with banks and credit unions near Alpena, MI, where Wolverine State Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 87

    This credit union’s best

    Wolverine State Credit Union

    4.45%APY

    Term
    9 months
    Minimum
    $500
    Earns on $10,000
    $332

    Certificate

  • Top rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • 3rd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

Wolverine State Credit Union CD score

82

CD score

Higher than 58% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.30%
  • 9–15 months9–15 mo4.45%
  • 16–30 months16–30 mo2.28%
  • 31–60 months31–60 mo2.53%
  • QualifiedQualified4.45%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Wolverine State Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Wolverine State Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who reside, work, worship or attend school in any county in the State of Michigan are eligible for membership.

Employers and groups

  • Employees of Wolverine State Credit Union are eligible for membership.

Family and household

  • Members of the immediate families of eligible persons are eligible for membership.
  • A spouse of a deceased member is eligible for membership if accepted prior to remarriage.

Other ways

  • Any legal entity that is comprised for the most part of the same general group as the membership of the credit union is eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Wolverine State Credit Union overview