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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Waterloo, IA metro

Showing 1–19 of 19 scored for CDs

  1. Empeople Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 4.00%

    Credit union · 6 branches

    95CD score#1 in Waterloo, IA metro
  2. CFCCU3–8 mo 4.15% · 9–15 mo 4.30% · 16–30 mo 4.25% · 31–60 mo 3.65%

    Credit union · 3 branches

    94CD score#2 in Waterloo, IA metro
  3. First Bank3–8 mo 4.21% · 9–15 mo 4.21% · 16–30 mo 4.21% · 31–60 mo 4.21%

    Bank · 4 branches

    94CD score#2 in Waterloo, IA metro
  4. Nicolet National Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.70%

    Bank · 3 branches

    93CD score#4 in Waterloo, IA metro
  5. Veridian Credit Union3–8 mo 3.00% · 9–15 mo 4.25% · 16–30 mo 4.20% · 31–60 mo 3.65%

    Credit union · 9 branches

    89CD score#5 in Waterloo, IA metro
  6. BankIowa3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.10%

    Bank · 3 branches

    89CD score#6 in Waterloo, IA metro
  7. First Security State Bank3–8 mo 4.05% · 9–15 mo 4.05% · 16–30 mo 4.05% · 31–60 mo 1.15%

    Bank · 2 branches

    87CD score#7 in Waterloo, IA metro
  8. Dupaco Community Credit Union3–8 mo 3.40% · 9–15 mo 4.05% · 16–30 mo 4.20% · 31–60 mo 2.10%

    Credit union · 3 branches

    87CD score#8 in Waterloo, IA metro
  9. Heartland Bank and Trust Company3–8 mo 3.80% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 2.00%

    Bank · 1 branch

    86CD score#9 in Waterloo, IA metro
  10. Green Belt Bank & Trust3–8 mo 3.55% · 9–15 mo 4.14% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 1 branch

    85CD score#10 in Waterloo, IA metro
  11. Readlyn Savings Bank3–8 mo 3.75% · 9–15 mo — · 16–30 mo 4.00% · 31–60 mo 3.85%

    Bank · 2 branches

    84CD score#11 in Waterloo, IA metro
  12. Peoples Savings Bank3–8 mo 1.50% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 1.95%

    Bank · 2 branches

    82CD score#12 in Waterloo, IA metro
  13. Fidelity Bank & Trust3–8 mo 1.71% · 9–15 mo 3.75% · 16–30 mo 4.10% · 31–60 mo 2.77%

    Bank · 3 branches

    81CD score#13 in Waterloo, IA metro
  14. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 2 branches

    81CD score#14 in Waterloo, IA metro
  15. Lincoln Savings Bank3–8 mo 3.55% · 9–15 mo 4.00% · 16–30 mo 3.30% · 31–60 mo —

    Bank · 4 branches

    79CD score#15 in Waterloo, IA metro
  16. Community Choice Credit Union3–8 mo 0.30% · 9–15 mo 4.00% · 16–30 mo 3.39% · 31–60 mo 0.80%

    Credit union · 1 branch

    76CD score#16 in Waterloo, IA metro
  17. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 4 branches

    65CD score#17 in Waterloo, IA metro
  18. UNITE Credit Union3–8 mo 2.25% · 9–15 mo 1.75% · 16–30 mo 1.50% · 31–60 mo 1.25%

    Credit union · 1 branch

    62CD score#18 in Waterloo, IA metro
  19. First Interstate Bank3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 2 branches

    60CD score#19 in Waterloo, IA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 14 of the 33 institutions with a branch in Waterloo, IA metro have too few rates published or captured to score. Rankings are a preview, not awards.