Skip to content

Bank · FDIC insured

First Security State Bank CD Rates

First Security State Bank’s best CD rate is 4.15% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How First Security State Bank’s CD rates compare

Compared with banks and credit unions near Waterloo, IA, where First Security State Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    First Security State Bank

    4.05%APY

    Term
    7 months
    Minimum
    $5,000
    Earns on $10,000
    $234

    CD Specials

  • Top rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Empeople Credit Union

    4.40%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $667

    Empeople Credit Union rates

Compare CD rates near you →

First Security State Bank CD score

87

CD score

Higher than 80% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.05%
  • 9–15 months9–15 mo4.05%
  • 16–30 months16–30 mo4.05%
  • 31–60 months31–60 mo1.15%
  • QualifiedQualified4.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Security State Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First Security State Bank overview