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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Rochester, MN metro

Showing 1–22 of 22 scored for CDs

  1. Forward Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Bank · 1 branch

    98CD score#1 in Rochester, MN metro
  2. Blaze Credit Union3–8 mo 4.20% · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 4.50%

    Credit union · 1 branch

    97CD score#2 in Rochester, MN metro
  3. Affinity Plus3–8 mo 3.80% · 9–15 mo 4.25% · 16–30 mo 4.45% · 31–60 mo 4.50%

    Credit union · 1 branch

    96CD score#3 in Rochester, MN metro
  4. Altra Federal Credit Union3–8 mo 2.05% · 9–15 mo 4.40% · 16–30 mo 4.75% · 31–60 mo 3.50%

    Credit union · 2 branches

    93CD score#4 in Rochester, MN metro
  5. Luminate Bank3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 4.20%

    Bank · 1 branch

    93CD score#5 in Rochester, MN metro
  6. Wings Credit Union3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.10% · 31–60 mo 4.15%

    Credit union · 1 branch

    89CD score#6 in Rochester, MN metro
  7. Think Bank3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Bank · 6 branches

    88CD score#7 in Rochester, MN metro
  8. First Security Bank3–8 mo 3.79% · 9–15 mo 3.90% · 16–30 mo 4.20% · 31–60 mo 3.75%

    Bank · 1 branch

    88CD score#8 in Rochester, MN metro
  9. Associated Bank3–8 mo 4.25% · 9–15 mo 4.40% · 16–30 mo 1.00% · 31–60 mo 0.10%

    Bank · 3 branches

    88CD score#9 in Rochester, MN metro
  10. Heritage Bank3–8 mo 4.16% · 9–15 mo 3.96% · 16–30 mo 3.85% · 31–60 mo 3.29%

    Bank · 1 branch

    88CD score#10 in Rochester, MN metro
  11. Peoples State Bank3–8 mo 1.41% · 9–15 mo 4.25% · 16–30 mo 3.65% · 31–60 mo 3.85%

    Bank · 2 branches

    88CD score#11 in Rochester, MN metro
  12. Coulee Bank3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.15% · 31–60 mo —

    Bank · 1 branch

    88CD score#12 in Rochester, MN metro
  13. Foresight Bank3–8 mo 1.96% · 9–15 mo 4.01% · 16–30 mo 3.91% · 31–60 mo 4.11%

    Bank · 3 branches

    87CD score#13 in Rochester, MN metro
  14. First Alliance Credit Union3–8 mo 3.70% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.80%

    Credit union · 5 branches

    87CD score#14 in Rochester, MN metro
  15. Merchants Bank3–8 mo 3.55% · 9–15 mo 3.75% · 16–30 mo 3.95% · 31–60 mo 4.05%

    Bank · 4 branches

    87CD score#15 in Rochester, MN metro
  16. Minnesota First3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.65% · 31–60 mo 3.54%

    Bank · 1 branch

    83CD score#16 in Rochester, MN metro
  17. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 4 branches

    81CD score#17 in Rochester, MN metro
  18. First State Bank of Red Wing3–8 mo 3.55% · 9–15 mo 3.20% · 16–30 mo 3.00% · 31–60 mo 2.10%

    Bank · 1 branch

    70CD score#18 in Rochester, MN metro
  19. Accentra Credit Union3–8 mo 3.53% · 9–15 mo — · 16–30 mo 3.07% · 31–60 mo 0.70%

    Credit union · 1 branch

    69CD score#19 in Rochester, MN metro
  20. West Bank3–8 mo 2.67% · 9–15 mo 2.70% · 16–30 mo 2.80% · 31–60 mo 2.80%

    Bank · 1 branch

    67CD score#20 in Rochester, MN metro
  21. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 1 branch

    66CD score#21 in Rochester, MN metro
  22. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 3 branches

    65CD score#22 in Rochester, MN metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 17 of the 39 institutions with a branch in Rochester, MN metro have too few rates published or captured to score. Rankings are a preview, not awards.