Credit union · NCUA insured
Accentra Credit Union CD Rates
Accentra Credit Union’s best CD rate is 3.53% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Accentra Credit Union’s CD rates compare
Compared with banks and credit unions near Rochester, MN, where Accentra Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Accentra Credit Union
3.53%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $175
6-Month Certificate Special
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Blaze Credit Union
4.60%APY
- Term
- 72 months
- Minimum
- $10,000
- Earns on $10,000
- $3,098
Accentra Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 16–30 months16–30 mo3.07%
- 31–60 months31–60 mo0.70%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Accentra Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
6-Month Certificate Special
3.53%APY · 1 term
Limited time offer. At maturity, automatically renews at standard 6-month certificate rate and term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded at maturity. At maturity, automatically renews at standard 6-month certificate rate and term | 3.53% | $175 |
Certificate Accounts
Up to 3.07%APY · 7 terms
No monthly maintenance or setup fees. Deposits federally insured by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest compounded at maturity | 0.20% | $5 |
| 6 monthsInterest compounded at maturity | 0.25% | $12 |
| 18 monthsInterest rate and APY are variable and based on an Index; interest compounded monthly; not available to Business Accounts | 3.07% | $464 |
| 24 monthsInterest compounded quarterly | 0.40% | $80 |
| 36 monthsInterest compounded quarterly | 0.50% | $151 |
| 48 monthsInterest compounded quarterly | 0.60% | $242 |
| 60 monthsInterest compounded quarterly | 0.70% | $355 |
Sources (2)
- accentracu.org/personal/savings/certificates.html
- accentracu.org/personal/checking/accent-checking.html
All captured Oct 5, 2026
Who can join Accentra Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Dodge, Fillmore, Freeborn, Houston, Mower, Olmsted, Steele, or Winona County in Minnesota.
Family and household
- Relatives of current members by blood, marriage, or adoption are eligible for membership regardless of where they live.
Cost to join
- Membership is established by opening a Share Savings account.
Membership information collected October 4, 2026.