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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Phoenix, AZ metro

Showing 26–50 of 53 scored for CDs

  1. Desert Financial3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 4.00%

    Credit union · 46 branches

    86CD score#26 in Phoenix, AZ metro
  2. Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%

    Credit union · 1 branch

    86CD score#27 in Phoenix, AZ metro
  3. Farmers Insurance Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.75%

    Credit union · 1 branch

    85CD score#28 in Phoenix, AZ metro
  4. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 13 branches

    84CD score#29 in Phoenix, AZ metro
  5. Copper State Credit Union3–8 mo 3.51% · 9–15 mo 3.51% · 16–30 mo 3.60% · 31–60 mo 3.85%

    Credit union · 6 branches

    82CD score#30 in Phoenix, AZ metro
  6. Stearns Bank3–8 mo 3.94% · 9–15 mo 3.85% · 16–30 mo 3.66% · 31–60 mo —

    Bank · 1 branch

    82CD score#31 in Phoenix, AZ metro
  7. WaFd Bank3–8 mo 3.60% · 9–15 mo 4.10% · 16–30 mo 3.50% · 31–60 mo 0.30%

    Bank · 10 branches

    82CD score#32 in Phoenix, AZ metro
  8. First American CU3–8 mo 3.85% · 9–15 mo 3.80% · 16–30 mo 3.60% · 31–60 mo 2.50%

    Credit union · 1 branch

    81CD score#33 in Phoenix, AZ metro
  9. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 94 branches

    81CD score#34 in Phoenix, AZ metro
  10. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 3 branches

    78CD score#35 in Phoenix, AZ metro
  11. TruGrocer Federal Credit Union3–8 mo 3.56% · 9–15 mo 3.40% · 16–30 mo 3.09% · 31–60 mo 3.35%

    Credit union · 1 branch

    76CD score#36 in Phoenix, AZ metro
  12. Armed Forces Bank3–8 mo 1.10% · 9–15 mo 3.65% · 16–30 mo 3.75% · 31–60 mo 2.75%

    Bank · 1 branch

    76CD score#37 in Phoenix, AZ metro
  13. Interfaith Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.25%

    Credit union · 1 branch

    76CD score#38 in Phoenix, AZ metro
  14. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 80 branches

    74CD score#39 in Phoenix, AZ metro
  15. Parkway Bank & Trust Company3–8 mo 4.25% · 9–15 mo 1.25% · 16–30 mo 1.00% · 31–60 mo 1.20%

    Bank · 4 branches

    73CD score#40 in Phoenix, AZ metro
  16. American Southwest Credit Union3–8 mo 2.95% · 9–15 mo — · 16–30 mo 3.20% · 31–60 mo 3.30%

    Credit union · 1 branch

    73CD score#41 in Phoenix, AZ metro
  17. Southwest Airlines Federal Credit Union3–8 mo 2.75% · 9–15 mo 3.00% · 16–30 mo 3.00% · 31–60 mo 3.50%

    Credit union · 1 branch

    72CD score#42 in Phoenix, AZ metro
  18. First National Bank Texas3–8 mo 3.75% · 9–15 mo 3.25% · 16–30 mo 1.81% · 31–60 mo 1.66%

    Bank · 18 branches

    70CD score#43 in Phoenix, AZ metro
  19. Zions Bank3–8 mo 3.05% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.05%

    Bank · 18 branches

    70CD score#44 in Phoenix, AZ metro
  20. Southwest Heritage Bank3–8 mo 3.41% · 9–15 mo 3.16% · 16–30 mo 3.00% · 31–60 mo 2.50%

    Bank · 2 branches

    69CD score#45 in Phoenix, AZ metro
  21. Pinal County FCU3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.30% · 31–60 mo 2.00%

    Credit union · 6 branches

    69CD score#46 in Phoenix, AZ metro
  22. Gateway Bank3–8 mo 2.53% · 9–15 mo 3.30% · 16–30 mo 3.04% · 31–60 mo 2.53%

    Bank · 1 branch

    68CD score#47 in Phoenix, AZ metro
  23. OneAZ Credit Union3–8 mo 2.75% · 9–15 mo 2.75% · 16–30 mo 2.85% · 31–60 mo 2.85%

    Credit union · 9 branches

    67CD score#48 in Phoenix, AZ metro
  24. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 40 branches

    66CD score#49 in Phoenix, AZ metro
  25. MariSol Federal Credit Union3–8 mo 1.50% · 9–15 mo 2.15% · 16–30 mo 2.90% · 31–60 mo 2.65%

    Credit union · 3 branches

    66CD score#50 in Phoenix, AZ metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 36 of the 89 institutions with a branch in Phoenix, AZ metro have too few rates published or captured to score. Rankings are a preview, not awards.