Bank · FDIC insured
Armed Forces Bank CD Rates
Armed Forces Bank’s best CD rate is 3.75% APY on an 18-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Armed Forces Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Armed Forces Bank has the most branches. $10,000, best rate first.
This bank’s best
Armed Forces Bank
3.75%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $568
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Armed Forces Bank CD score
76
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo1.10%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Armed Forces Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 14 terms
Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30-Day term | 1.00% | $8 |
| 3 months91-Day term | 1.05% | $26 |
| 6 months182-Day term | 1.10% | $55 |
| 9 months9-Month term | 3.05% | $228 |
| 12 months12-Month term | 3.55% | $355 |
| 13 months13-Month term | 3.25% | $353 |
| 15 months15-Month term | 3.65% | $458 |
| 18 months18-Month term | 3.75% | $568 |
| 19 months19-Month term | 2.75% | $439 |
| 24 months24-Month term | 2.75% | $558 |
| 30 months30-Month term | 2.75% | $702 |
| 36 months36-Month term | 2.75% | $848 |
| 48 months48-Month term | 2.75% | $1,146 |
| 60 months60-Month term | 2.75% | $1,453 |
Sources (1)
- afbank.com/personal/save/certificates-of-deposit · captured Oct 16, 2026
Special-purpose accounts
Certificate of Deposit IRA
Up to 3.75%APY · 14 terms
A fixed rate of interest is earned on the entire balance. A minimum opening balance of $500 is required to obtain disclosed APY. Interest compounded and credited quarterly for investment terms 12 months or longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest. Distributions upon permanent disability or death do not incur early withdrawal penalty. Available for Traditional, Roth, or SEP IRA plans and Coverdell ESA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30-Day term (CD only) | 1.00% | $8 |
| 3 months91-Day term | 1.05% | $26 |
| 6 months182-Day term | 1.10% | $55 |
| 9 months9-Month term | 3.05% | $228 |
| 12 months12-Month term | 3.55% | $355 |
| 13 months13-Month term | 3.25% | $353 |
| 15 months15-Month term | 3.65% | $458 |
| 18 months18-Month term | 3.75% | $568 |
| 19 months19-Month term | 2.75% | $439 |
| 24 months24-Month term | 2.75% | $558 |
| 30 months30-Month term | 2.75% | $702 |
| 36 months36-Month term | 2.75% | $848 |
| 48 months48-Month term | 2.75% | $1,146 |
| 60 months60-Month term | 2.75% | $1,453 |
Sources (1)
- afbank.com/personal/save/individual-retirement-account · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.