Credit union · NCUA insured
Pinal County FCU CD Rates
Pinal County FCU’s best CD rate is 3.80% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Pinal County FCU’s CD rates compare
Compared with banks and credit unions near Phoenix, AZ, where Pinal County FCU has the most branches. $10,000, best rate first.
This credit union’s best
Pinal County FCU
3.30%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $671
Share Certificate
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
Pinal County FCU CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pinal County FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.30%APY · 6 terms
Early withdrawal penalties will or may be imposed for early withdrawal. Minimum deposit of $500 - $1,000.
| Term | APY · $500 – $9,999 | APY · $1,000 – $9,999 | APY · $10,000 – $24,999 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsDividends paid at maturity | 2.50% | — | 3.00% | 3.50% | 3.00%2.50% $500–$10k3.50% from $25k | $149 |
| 12 monthsDividends compounded/paid monthly | — | 3.00% | 3.25% | 3.75% | 3.25%3.00% $1k–$10k3.75% from $25k | $325 |
| 24 monthsDividends compounded/paid monthly | — | 3.05% | 3.30% | 3.80% | 3.30%3.05% $1k–$10k3.80% from $25k | $671 |
| 36 monthsDividends compounded/paid monthly | — | 1.50% | 2.00% | 2.75% | 2.00%1.50% $1k–$10k2.75% from $25k | $612 |
| 48 monthsDividends compounded/paid monthly | — | 0.40% | 1.56% | 2.56% | 1.56%0.40% $1k–$10k2.56% from $25k | $639 |
| 60 monthsDividends compounded/paid monthly | — | 0.45% | 1.44% | 2.44% | 1.44%0.45% $1k–$10k2.44% from $25k | $741 |
Sources (2)
All captured Sep 16, 2026
Who can join Pinal County FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.