Credit union · NCUA insured
MariSol Federal Credit Union CD Rates
MariSol Federal Credit Union’s best CD rate is 2.90% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How MariSol Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Phoenix, AZ, where MariSol Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MariSol Federal Credit Union
2.90%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $588
Share Certificates
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
MariSol Federal Credit Union CD score
66
CD score
Higher than 16% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo2.15%
- 16–30 months16–30 mo2.90%
- 31–60 months31–60 mo2.65%
- QualifiedQualified2.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MariSol Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.90%APY · 5 terms
Minimum balance / deposit to open is $500. No setup or maintenance fees. Early withdrawal penalties apply. Earn an additional .05% for each qualifying service (Payroll/Direct deposit, MFCU Checking Account, MFCU Visa Credit Card).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsBase rate | 1.36% | $68 |
| 6 monthsRequires 1 qualifying service (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 1.40% | $70 |
| 6 monthsRequires 2 qualifying services (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 1.45% | $72 |
| 6 monthsRequires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card) | 1.50% | $75 |
| 12 monthsBase rate | 2.02% | $202 |
| 12 monthsRequires 1 qualifying service (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.05% | $205 |
| 12 monthsRequires 2 qualifying services (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.10% | $210 |
| 12 monthsRequires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card) | 2.15% | $215 |
| 24 monthsBase rate | 2.79% | $565 |
| 24 monthsRequires 1 qualifying service (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.80% | $568 |
| 24 monthsRequires 2 qualifying services (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.85% | $578 |
| 24 monthsRequires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card) | 2.90% | $588 |
| 36 monthsBase rate | 2.53% | $778 |
| 36 monthsRequires 1 qualifying service (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.55% | $785 |
| 36 monthsRequires 2 qualifying services (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.60% | $800 |
| 36 monthsRequires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card) | 2.65% | $816 |
| 60 monthsBase rate | 2.53% | $1,330 |
| 60 monthsRequires 1 qualifying service (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.55% | $1,342 |
| 60 monthsRequires 2 qualifying services (Payroll or Direct deposit, MFCU Checking Account, or MFCU Visa Credit Card) | 2.60% | $1,369 |
| 60 monthsRequires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card) | 2.65% | $1,397 |
Special-purpose accounts
Individual Retirement Accounts - Share Certificates
Up to 2.90%APY · 5 terms
Includes Traditional, Roth, and Coverdell IRA certificate options. Minimum opening deposit / balance is $500 ($2,000 maximum balance for 12 Month Coverdell IRA). Annual service fee of $15.00 for IRAs (Coverdell ESA has no annual fee). Penalties for early withdrawal apply. Thank You for being a Member Program: earn an additional .05% per qualifying service (Direct Deposit, MFCU Visa Credit Card, Money Market Account, Total deposit of $20,000 or more, or MFCU Checking Account).
| Term | APY · $500 and up | APY · $500 – $2,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsBase rate | 1.36% | — | 1.36% | $68 |
| 6 monthsRequires 1 qualifying service (e.g., Direct Deposit, MFCU Checking Account, MFCU Visa Credit Card, Money Market Account, Total deposit of $20,000 or more) | 1.40% | — | 1.40% | $70 |
| 6 monthsRequires 2 qualifying services | 1.45% | — | 1.45% | $72 |
| 6 monthsRequires 3 qualifying services | 1.50% | — | 1.50% | $75 |
| 12 months12 Month Coverdell IRA base rate. Coverdell ESA has no annual fee | — | 2.38% | —2.38% $500–$2k | — |
| 12 months12 Month Coverdell IRA; requires 1 qualifying service. Coverdell ESA has no annual fee | — | 2.40% | —2.40% $500–$2k | — |
| 12 months12 Month Coverdell IRA; requires 2 qualifying services. Coverdell ESA has no annual fee | — | 2.45% | —2.45% $500–$2k | — |
| 12 months12 Month Coverdell IRA; requires 3 qualifying services. Coverdell ESA has no annual fee | — | 2.50% | —2.50% $500–$2k | — |
| 12 monthsBase rate | 2.02% | — | 2.02% | $202 |
| 12 monthsRequires 1 qualifying service | 2.05% | — | 2.05% | $205 |
| 12 monthsRequires 2 qualifying services | 2.10% | — | 2.10% | $210 |
| 12 monthsRequires 3 qualifying services | 2.15% | — | 2.15% | $215 |
| 24 monthsBase rate | 2.79% | — | 2.79% | $565 |
| 24 monthsRequires 1 qualifying service | 2.80% | — | 2.80% | $568 |
| 24 monthsRequires 2 qualifying services | 2.85% | — | 2.85% | $578 |
| 24 monthsRequires 3 qualifying services | 2.90% | — | 2.90% | $588 |
| 36 monthsBase rate | 2.53% | — | 2.53% | $778 |
| 36 monthsRequires 1 qualifying service | 2.55% | — | 2.55% | $785 |
| 36 monthsRequires 2 qualifying services | 2.60% | — | 2.60% | $800 |
| 36 monthsRequires 3 qualifying services | 2.65% | — | 2.65% | $816 |
| 60 monthsBase rate | 2.53% | — | 2.53% | $1,330 |
| 60 monthsRequires 1 qualifying service | 2.55% | — | 2.55% | $1,342 |
| 60 monthsRequires 2 qualifying services | 2.60% | — | 2.60% | $1,369 |
| 60 monthsRequires 3 qualifying services | 2.65% | — | 2.65% | $1,397 |
Who can join MariSol Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in designated areas/zip codes in Maricopa County are eligible for membership.
Employers and groups
- Employees and families of Mesa Community Action Network, Inc. (MesaCAN) are eligible for membership.
- Members of the Arizona Odd Fellows and Rebekah organization in Arizona and New Mexico are eligible for membership.
Military, government and schools
- Employees, retirees, and volunteers of Maricopa County, and their families, are eligible for membership.
Family and household
- Family members and household members of individuals eligible to join are also eligible for membership, without requiring the primary eligible individual to join first.
Other ways
- Members, staff, faculty, students, and retirees of Roman and Byzantine Rite Catholics in the Diocese of Phoenix, Tucson, and Van Nuys are eligible.
Cost to join
- A $25 minimum deposit (Par Share) in a savings account is required and must be maintained at all times.
Membership information collected October 4, 2026.