Credit union · NCUA insured
American Southwest Credit Union
A $437.3M credit union headquartered in Sierra Vista, AZ, with 33,574 members and 7 branches in Arizona. Best rates: savings 0.15% APY.
American Southwest Credit Union Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#8 of 12 in Sierra Vista, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About American Southwest Credit Union
American Southwest Credit Union is a member-owned cooperative financial institution serving Cochise, Gila, Graham, Greenlee, Pima, Pinal, and Santa Cruz counties in Arizona.
- Headquarters
- 3090 E Fry Blvd, Sierra Vista, AZ 85635
- NCUA charter
- 68567
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Cochise, Gila, Graham, Greenlee, Pima, Pinal, or Santa Cruz Counties, Arizona are eligible for membership.
Employers and groups
- Employees of American Southwest Credit Union are eligible for membership.
Family and household
- Immediate family members of eligible persons are eligible for membership.
- Spouses of persons who died while within the field of membership of American Southwest Credit Union are eligible for membership.
Other ways
- Businesses and other legal entities located within Cochise, Gila, Graham, Greenlee, Pima, Pinal, and Santa Cruz Counties, Arizona are eligible for membership.
- Members of record of the credit union as of May 14, 2024 are eligible for membership.
2 more ways to join
Other ways
- Organizations of eligible persons are eligible for membership.
- Persons or organizations sponsored by members of the credit union are eligible for membership.
Cost to join
- A one-time deposit of $10 is required to join.
Branches
7 branches in Arizona
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Arizona
7 branches
Sierra Vista area · 4
- ASCU - Main BranchMain office3090 E Fry Blvd, Sierra Vista, AZ 85635Directions
- ASCU - Branch 6795 W 4th St, Benson, AZ 85602Directions
- ASCU - Branch 41094 N San Antonio Dr, Douglas, AZ 85607Directions
- ASCU - Branch 2Winrow Rd, Building 41331, Fort Huachuca, AZ 85613Directions
Tucson area · 1
- ASCU - Branch 81225 W Duval Mine Rd, Green Valley, AZ 85614Directions
Phoenix area · 1
- ASCU - Branch 10112 W Williams Ln, Kearny, AZ 85137Directions
Safford area · 1
- ASCU - Branch 93307 W Main St, Thatcher, AZ 85552Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.88% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $61 | $76 | — |
- CapitalNet worth ratio11.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.88%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$61Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of American Southwest Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.