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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated online banks

Showing 1–21 of 21 scored for CDs

  1. Raymond James Bank3–8 mo 4.35% · 9–15 mo 4.60% · 16–30 mo 5.00% · 31–60 mo 5.25%

    Bank · Online nationwide

    99CD score#1 in online banks
  2. Comenity Capital Bank3–8 mo 4.05% · 9–15 mo 4.45% · 16–30 mo 4.85% · 31–60 mo 4.70%

    Bank · Online nationwide

    99CD score#2 in online banks
  3. Barclays Bank Delaware3–8 mo 4.00% · 9–15 mo 4.50% · 16–30 mo 4.75% · 31–60 mo 4.75%

    Bank · Online nationwide

    99CD score#3 in online banks
  4. Toyota Financial Savings Bank3–8 mo 3.85% · 9–15 mo 4.68% · 16–30 mo 4.99% · 31–60 mo 5.25%

    Bank · Online nationwide

    99CD score#4 in online banks
  5. Happen Bank3–8 mo 4.40% · 9–15 mo 4.65% · 16–30 mo 4.76% · 31–60 mo 3.45%

    Bank · Online nationwide

    98CD score#5 in online banks
  6. Synchrony Bank3–8 mo 4.10% · 9–15 mo 4.40% · 16–30 mo 4.35% · 31–60 mo 4.50%

    Bank · Online nationwide

    98CD score#6 in online banks
  7. Marcus by Goldman Sachs3–8 mo 3.95% · 9–15 mo 4.40% · 16–30 mo 4.40% · 31–60 mo 4.40%

    Bank · Online nationwide

    96CD score#7 in online banks
  8. Sallie Mae3–8 mo 3.20% · 9–15 mo 4.50% · 16–30 mo 4.50% · 31–60 mo 4.75%

    Bank · Online nationwide

    95CD score#8 in online banks
  9. Newtek Bank3–8 mo 4.30% · 9–15 mo 4.30% · 16–30 mo 3.90% · 31–60 mo 3.80%

    Bank · Online nationwide

    94CD score#9 in online banks
  10. Live Oak Bank3–8 mo 4.20% · 9–15 mo 4.40% · 16–30 mo 4.20% · 31–60 mo 2.00%

    Bank · Online nationwide

    92CD score#10 in online banks
  11. Nelnet Bank3–8 mo — · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · Online nationwide

    89CD score#11 in online banks
  12. TAB Bank3–8 mo — · 9–15 mo 4.05% · 16–30 mo 4.15% · 31–60 mo 4.20%

    Bank · Online nationwide

    88CD score#12 in online banks
  13. Capital One3–8 mo 3.30% · 9–15 mo 4.40% · 16–30 mo 3.60% · 31–60 mo 3.60%

    Bank · Online nationwide

    88CD score#13 in online banks
  14. Ally Bank3–8 mo 3.85% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo 4.00%

    Bank · Online nationwide

    88CD score#14 in online banks
  15. nbkc3–8 mo 4.15% · 9–15 mo 4.15% · 16–30 mo 3.00% · 31–60 mo 2.75%

    Bank · Online nationwide

    88CD score#15 in online banks
  16. First Internet Bank3–8 mo 3.60% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Bank · Online nationwide

    87CD score#16 in online banks
  17. Quontic Digital Bank3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 2.85%

    Bank · Online nationwide

    85CD score#17 in online banks
  18. Paramount Bank3–8 mo 1.20% · 9–15 mo 5.00% · 16–30 mo 2.25% · 31–60 mo 2.55%

    Bank · Online nationwide

    80CD score#18 in online banks
  19. Northpointe Bank3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.50% · 31–60 mo 3.70%

    Bank · Online nationwide

    79CD score#19 in online banks
  20. Forbright Bank3–8 mo 3.45% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo 3.25%

    Bank · Online nationwide

    76CD score#20 in online banks
  21. Charles Schwab Bank3–8 mo 0.00% · 9–15 mo 0.00% · 16–30 mo 0.00% · 31–60 mo 0.00%

    Bank · Online nationwide

    60CD score#21 in online banks

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 9 of the 30 institutions that open accounts online nationwide have too few rates published or captured to score. Rankings are a preview, not awards.