Bank · FDIC insured
Toyota Financial Savings Bank CD Rates
Top CarrotToyota Financial Savings Bank’s best CD rate is 5.25% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Toyota Financial Savings Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Toyota Financial Savings Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1
- Earns on $10,000
- $2,915
Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Toyota Financial Savings Bank CD score
99
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.68%
- 16–30 months16–30 mo4.99%
- 31–60 months31–60 mo5.25%
- QualifiedQualified5.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Toyota Financial Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 5.25%APY · 9 terms
Available to eligible Dealer Personal Banking, Team Member Banking, or Team Member Relocation program members. Interest rates and APYs are fixed and guaranteed for the length of the initial term. Automatically renewable. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthEarly withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity | 2.27% | $19 |
| 3 monthsEarly withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity | 3.70% | $91 |
| 6 monthsEarly withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity | 3.85% | $191 |
| 12 monthsEarly withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity | 4.68% | $468 |
| 18 monthsEarly withdrawal penalty: 30 days interest on amount withdrawn for 0-23 months remaining to maturity | 4.84% | $735 |
| 24 monthsEarly withdrawal penalty: 90 days interest on amount withdrawn for 24-35 months remaining to maturity | 4.99% | $1,023 |
| 36 monthsEarly withdrawal penalty: 180 days interest on amount withdrawn for 36-60 months remaining to maturity | 5.10% | $1,609 |
| 48 monthsEarly withdrawal penalty: 180 days interest on amount withdrawn for 36-60 months remaining to maturity | 5.20% | $2,248 |
| 60 monthsEarly withdrawal penalty: 180 days interest on amount withdrawn for 36-60 months remaining to maturity | 5.25% | $2,915 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.