Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results
- Baton Rouge Telco FCUPremier Savings AccountSavings · 1.80%–3.85% by balance
Credit union · Add a location to see nearby branches
3.85%APY$385 a year on $10,000with conditionsRequirements
Product: Must be paired with a Premier Checking account within the same membership and meet monthly requirements. Limit of one Premier Bundle per membership. Existing savings accounts cannot be converted.
Offer: Special offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month.
Qualified rate
Rate by balance
Rate by balance for Premier Savings Account Balance APY Any balance 3.50% Up to $50,000Your amount 3.85% $50,000 and up 1.80% Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Subscription-based account tied to SafisLife Financial Coaching program. $5 per month subscription fee withdrawn from the account. Maximum savings balance of $25,000. Cancel anytime.
3.77% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Available only online. Variable rate account.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Lighthouse Credit UnionLighthouse Premium SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
3.85%APY$385 a year on $10,000intro rateRequirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. No monthly fee. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account.
Offer: New Money Promotion Special Rate. Available on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits originating from outside Lighthouse within the prior 30 days. Promotional rate currently applies to all balance tiers. Additional new money deposits permitted through March 31, 2027. Effective as of September 30, 2026.
Promotional rate · 3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Available online. Deposit accounts are not available in Puerto Rico or other US territories.
Offer: Variable earnings. No confusing tiers. No cap on interest earned. No overdraft fees. $1.00 minimum opening deposit required and no minimum amount required to obtain APY.
Effective Dec 1, 2025
Rate checked
More details - Clinton Savings BankeXPERIENCE Online Savings AccountSavings · $100 min
Bank · Add a location to see nearby branches
3.85%APY$385 a year on $10,000Requirements
Product: Account can only be opened online; in-person branch transactions are not allowed. Opening deposit must be funded with new money only (cannot be transferred from existing CSB account). Monthly maintenance service charge of $3.00 is waived if enrolled in eStatements.
Offer: Must maintain a minimum daily balance of $10.00 each day of the monthly statement cycle to obtain APY. Monthly service charge of $3.00 is waived with eStatements. Compounded daily and credited monthly.
3.78% interest rate · Compounded daily · $3 monthly fee · Effective Apr 6, 2026
Rate checked
More details - Great Meadow Federal Credit UnionHigh Yield Savings (HYSA)Savings · $2,500 min · 0.25%–3.85% by balance
Credit union · Add a location to see nearby branches
3.85%APY$385 a year on $10,000intro rateRequirements
Product: Tiered interest rate account. Rate is variable and subject to change after account opening. Dividends paid monthly. Limit one account per SSN. Membership eligibility required.
Offer: Applies to balances that fall below the $2,500.00 minimum during a statement cycle.
Promotional rate · No monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for High Yield Savings (HYSA) Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 3.85% Over $25,000 0.25% Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Available for individuals only. Rate is variable and may change after the account is open.
3.79% interest rate · No monthly fee · Effective Jul 16, 2026
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More details - Education First Credit UnionMoney Market AccountMoney Market Account · $0 min
Credit union · Add a location to see nearby branches
3.85%APY$385 a year on $10,000Requirements
Product: Dividends paid monthly; tiered interest rate based on balance where higher balances earn higher rates.
Offer: Rate stated as high as 3.85% APY; tiered interest rate based on balance; no opening deposit required.
Rate checked
More details - WaFd BankMoney Market Online SpecialMoney Market Online Special · $0 min
Bank · Add a location to see nearby branches
3.82%APY$382 a year on $10,000Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - Waterman BankMoney MarketMoney Market · $2,500 min · 0.00%–3.82% by balance
Bank · Add a location to see nearby branches
3.82%APY$382 a year on $10,000Requirements
Product: Limited to $1,000,000.00 per account type per household or controlled entity.
Offer: APY is paid on the entire balance.
0.00% interest rate · Effective Jun 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 and upYour amount 3.82% Rate checked
More details - 3.82%APY$382 a year on $10,000
3.75% interest rate · Effective Jun 3, 2026
Rate checked
More details - Employees Credit UnionSUPER Money MarketSUPER Money Market · $5,000 min
Credit union · Add a location to see nearby branches
3.82%APY$381 a year on $10,0003.75% interest rate
Rate checked
More details - Commercial Trust CompanySavings TieredSavings · $1,000 min · 0.00%–3.81% by balance
Bank · Add a location to see nearby branches
3.81%APY$381 a year on $10,000Requirements
Product: One account per customer social security number. Limited to 4 combined total withdrawals per month (withdrawals exceeding 4 charged $2.00 item fee per withdrawal over limit; internal transfers not counted as a withdrawal). Rates subject to change at financial institution's discretion.
Offer: Rate is current as of 08/20/2026. Minimum $1,000 to open.
0.00% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Savings Tiered Balance APY Up to $1,000 0.00%* $1,000 – $20,000Your amount 3.81% Over $20,000 0.05% Rate checked
More details - Hana Bank USAPreferred Money MarketPreferred Money Market · $500 min
Bank · Add a location to see nearby branches
3.80%APY$380 a year on $10,000with conditionsRequirements
Product: Online-only product. Must have Hana Bank USA checking account to receive promotional APY.
Offer: $10 monthly service charge waived if average daily balance of $500 is maintained. Must have Hana Bank USA checking account to receive promotional APY.
Qualified rate · $10 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank