Credit union · NCUA insured
Great Meadow Federal Credit Union Savings Rates
Top CarrotGreat Meadow Federal Credit Union’s best savings rate is 3.85% APY on $10,000, with its High Yield Savings (HYSA). Rates checked October 16, 2026.
How Great Meadow Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Glens Falls, NY, where Great Meadow Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Meadow Federal Credit Union
3.85%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $385
High Yield Savings (HYSA)
2nd-highest rate
Pioneer
3.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $350
3rd-highest rate
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
Great Meadow Federal Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0003.85%
- $100,000 balance$100,0001.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Meadow Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings (HYSA)
3.85%APY
Tiered interest rate account. Rate is variable and subject to change after account opening. Dividends paid monthly. Limit one account per SSN. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Applies to balances that fall below the $2,500.00 minimum during a statement cycle. | 0.25% | — | Applies to balances that fall below the $2,500.00 minimum during a statement cycle. |
| $2,500 – $25,000 | 3.85% | $385 | |
| Over $25,000 | 0.25% | — |
Money Market Account
0.65%APY
Membership eligibility required. Up to four pre-authorized withdrawals/drafts per month; excessive transactions could result in fees or account closure. Dividends posted monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.25% | — |
| $2,500 – $25,000 | 0.65% | $65 |
| $25,000 – $50,000 | 1.50% | — |
| $50,000 – $150,000 | 1.75% | — |
| Over $150,000 | 2.00% | — |
Savings
0.25%APY
Membership eligibility required. Requires purchasing and maintaining minimum required shares ($15) and paying a $5.00 nonrefundable membership fee. Dividends compounded and credited quarterly based on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn the stated APY is $100.00. Rate is variable and may change quarterly.$100 and up | 0.25% | $25 | Minimum balance to earn the stated APY is $100.00. Rate is variable and may change quarterly. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
Youth Savings
0.25%APY
Tiered rate account. Youth must become a member of GMFCU to have the account. At 18 years of age, account transfers to regular savings account. Dividends compounded and credited quarterly based on average daily balance. Each dividend rate applies only to that portion of the account balance within each balance range.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tiered rate applying to the first $500. Stated as 5.00% APY in rate schedule and 5.00% APR in account features prose. | 5.00% | — | Tiered rate applying to the first $500. Stated as 5.00% APY in rate schedule and 5.00% APR in account features prose. |
| Over $500Funds above $500 earn regular savings rate. | 0.25% | $25 | Funds above $500 earn regular savings rate. |
Sources (3)
All captured Sep 17, 2026
Club Savings
0.25%APY
Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upNo early withdrawal fees.$100 and up | 0.25% | $25 | No early withdrawal fees. |
Who can join Great Meadow Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in Clinton, Essex, Franklin, Hamilton, Warren, or Washington Counties, New York, or Addison, Bennington, Caledonia, Essex, Orange, Rutland, Windham, or Windsor Counties in Vermont.
Employers and groups
- Membership is open to businesses and other legal entities located in Clinton, Essex, Franklin, Hamilton, Warren, or Washington Counties, New York, or Addison, Bennington, Caledonia, Essex, Orange, Rutland, Windham, or Windsor Counties in Vermont.
- Membership is open to organizations of eligible persons.
Family and household
- Membership is open to immediate family or household members of eligible persons or members.
Other ways
- Membership is open to volunteers in the community.
Membership information collected October 5, 2026.