Credit union · NCUA insured
Employees Credit Union Savings Rates
Employees Credit Union’s best savings rate is 3.82% APY on $10,000, with its SUPER Money Market. Rates checked October 16, 2026.
How Employees Credit Union’s savings rates compare
Compared with banks and credit unions in Iowa, where Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
SUPER Money Market
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
3rd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Employees Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.56%
- $10,000 balance$10,0003.82%
- $100,000 balance$100,0003.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
SUPER Money Market
3.82%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 3.82% | $381 |
Sources (1)
- employeescu.com/asp/rates.asp · captured Oct 5, 2026
Money Market
3.56%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 3.56% | $356 |
Sources (1)
- employeescu.com/asp/rates.asp · captured Oct 5, 2026
Special-purpose accounts
Regular Savings, Christmas
1.66%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 1.66% | $166 |
Sources (1)
- employeescu.com/asp/rates.asp · captured Sep 18, 2026
Who can join Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.